r/relationshipadvice • u/Global_Wafer_4919 • 5h ago
[31F] [31M] My boyfriend of 4 years wants me to be financially stable before we can plan for marriage. How do we move forward?
I'm 31F, and my boyfriend is 31M. We've been together for four years, and I'm looking for advice on how to navigate a disagreement about marriage and financial stability.
When we started dating, I had a business that was giving me decent returns. Unfortunately, the business started struggling, and I decided to focus on finding a job instead. I've been actively applying for jobs and exploring other ways to earn an income. At the beginning of 2026, I was fortunate enough to get a paid internship, which I'm currently doing. I'm also thinking about starting my own NGO in the future.
Our relationship has generally been good. I love my boyfriend, and I have no doubt that he loves me. He's caring and supportive, and this is the main issue we've struggled with.
When we met, he was living at his parents' house and didn't own a car or a house, although he had a career. Over the years, I've encouraged him and supported his goals. Today, he has his own house and a car. At one point, when he wanted to buy another car, I encouraged him to prioritise buying a house instead because his current car was still functioning. He listened, and I'm happy that I've been able to support his progress.
Now, after four years together, I feel ready for us to start planning our future. For me, that means discussing marriage, traditional marriage requirements such as dowry, and how we can begin building a life together.
However, he doesn't feel ready to commit to marriage until I'm financially stable. He wants me to have a reliable income before we take that step. There was a point in our relationship when he told me he had considered ending the relationship because of my financial situation
I understand wanting a financially secure partner, and I don't expect him to carry all the financial responsibilities in our future.
But I'm worried because there is no clear timeline for when he will consider me financially stable enough.
I'm genuinely trying to improve my situation. I'm applying for jobs, exploring business opportunities, and thinking about different ways to make ends meet. I use part of the little money I earn from my internship to pay for land that I acquired jointly with my sister. I'm not sitting back and expecting him to provide for me.
I also don't depend on him for my personal expenses or ask him for money. When he gives me money, it's usually because he chose to do so willingly.
I've explained to him that financial stability isn't always guaranteed.
Someone can have a good job today and lose it tomorrow. I want to become financially independent for my own sake, too, but I don't know how long it will take to get a stable job or build a successful business.
What makes this difficult is that I feel we've reached a stage in our relationship where we should at least be discussing our plans and working towards a shared future. I don't want to pressure him into marriage before he's ready, but I also want to understand whether we have the same expectations and timeline.
HOW DO I MOVE FORWARD?
TLDR: My boyfriend and I have been together for four years, but he doesn’t want to commit to marriage until I’m financially stable. I’m actively working towards financial independence, but I don’t know how long it will take, and I need advice on how we can plan our future together.