Hey everyone. I’m 32m , bought an appartment 1 year ago( 500 euros/month 20 years 2.58% interest rate) I hav around 15k saved up plus 5k emergency funds.
I’m interested in starting investing (700 to 850 /month) and I wanted some advice on where to invest, long term,around 20 years. I’m open to all tips and advices from anyone

I also have around €10.000 that I saved myself. No rent or plans to buy a house in the next 3 years but I would ideally have the option in the next 7-8 years.

No emergeny fund

Want to buy a car in the next months.

I mainly want to invest for pension so the time horizon in 30 years approximately.

Thoughts on how to proceed?

Also, since this issue is causing me a lot of anxiety, recommendations on a good financial advisor that knows about Cyprus or Sweden would be greatly appreciated as well as how much a consultation would cost