Aside from this Venture Reward card, I have a SavorOne. Now I can say that I have one of the most powerful combos!

Not the Venture X but still excited, currently holding the Quicksilver, Savor and now this, first annual fee credit card I have btw

So i got a canadian check and i have been having trouble depositing it to my smaller texas bank, they sent me to Bank of America to ask and they said i cant check it out because as a non customer the limit is $4,000 and my check exceeds that amount. The other solution is to open a bank with them but I declined (i havent researched into them). Before the company sent me this check they did tried wiring it to me and ach transfer but it failed because again I have a smaller bank or there were crazy fees. Im thinking about opening an account with Capital one and also opening a Discover student credit card, would this be the smarter choice and can i deposit my bank of america (canada) check into a capital one account..? This is also my first ever big and international check so i have no idea what I am doing

My spouse and I both have our own separate discover credit cards/accounts. My card transitioned in July to capital one, and everything went fine. His will transition October 19th. My question is- he has me manage his card, including using my mobile number for verifications/text alerts etc. I of course use my number for my own account too. Will that mess anything up for him(me) making and accessing his new capital one app? Does he need to change it to his number now in the discover app before it transitions? I've heard that it could cause issues with accessing and setting up his online account with capital one, so I'm looking for anyone who's been through this and knows? TIA

So, I've been toying with churning CC and savings/checking offers for bonus. I logged into my C1 account (at the time just CC) and saw - Get $1500 for opening a Savings 360 account and deposit at least $5,000 for 90 days. I got so excited. So, I opened the account - transferred $10,000 into account during app process thinking this was too good. Then I realized - man this is too good, so I searched around. Doctor of Credit and others stated this was tiered - to get the full $1500 you had to deposit $100,000. But during sign up and even capturing the terms at the end of the signup it didn't say anything about tiered.

The terms at the end are very specific: Deposit $5000 within the next 15 days of account opening and hold for 90 days. Did C1 dupe me? Know I believe the tiered levels of deposits the min was $400 for $10K $750 for $50K and the full $1500 for $100K.

Any thoughts?

During signup I was also presented with the Checking account - I had to enter the code CHECKING250 to get $250 for two $500 DD. Peeps have said this doesn't have to be payroll DD - that C1 will accept external transfer. I will give this a try - though I can do payroll DD - been doing this for other offers recently - pain in the butt but hey $.

My spouse and I both have our own separate discover credit cards/accounts. My card transitioned in July to capital one, and everything went fine. His will transition October 19th. My question is- he has me manage his card, including using my mobile number for verifications/text alerts etc. I of course use my number for my own account too. Will that mess anything up for him(me) making and accessing his new capital one app? Does he need to change it to his number now in the discover app before it transitions? I've heard that it could cause issues with accessing and setting up his online account with capital one, so I'm looking for anyone who's been through this and knows? TIA

I have been using the Capital One Venture X card for the past 2 years, and my wife is an authorized user on the account. Recently, she was automatically removed as an authorized user without any notification, email, or alert.

We only found out because her transactions started getting declined over the last two days. When I logged into the app to check if I had accidentally frozen her card, I couldn’t find her profile or card anywhere on the account.

I called Capital One customer support. Initially, they couldn't find much detail, but later they told me there was a note on the account mentioning a "dispute regarding the name for the authorized user," which is why she was removed. Neither my wife nor I initiated any request or called about this.

I'm really confused by the "name dispute" reason and worried this could be related to some sort of fraud or system glitch. Has anyone experienced anything similar?

Has anyone been pre approved for a auto loan and it actually went through after going to the dealer I’ve been approved and some are showing zero down just trying to see how true it is and has anyone actually had to put nothing down

I usually pay our Savor One card on the same due date of the 11th every month. Over rhe weekend we gor an email indicating we have a late payment. I checked and now it says it was due on the 9th? Is it possible for them to change the due date randomly. This is our first late payment and it's quite disturbing. Im sure its not a major negative on our credit as thats not normal, but wtf?

I keep seeing on this forum that the Savor One is basically a Bucket Card. I accepted an offer for it back in May of this year thinking that other than the QS Secured that I had at the time, that It would be great to get an Unsecured Card. I asked for a credit limit increase back in August and was denied.

I am still currently fixing my whole credit profile to make things a little better and recently accepted an offer from C1 for the Savor Rewards for Good Credit. I do want to get a credit limit increase for the Savor One , but not so sure when to do it.

I did check and see if there was any offers currently for it and I got a product change offer for the Quicksilver one.

Wanted to see if I should just stick with Savor One or Do the Switch.

Last month, I set up Capital One checking, savings, and credit card accounts. I used a promo code for the checking account that would have given me a $300 bonus for setting up direct deposit, which I intended to do. Unfortunately, I never had the opportunity because what followed has been a nightmare. Within a couple of days, Capital One completely locked down my account. I was completely locked out, and it took a dozen phone calls and nearly 2 weeks before anyone at Capital One could tell me anything.

The Issue: Last year, someone tried to open an account using my information. When I set up my legitimate account last month, Capital One automatically linked the fraudster's information to the account. Because of this, they said they would shut down the account and open a new one for me.

I've been on the phone with Capital One nearly 20 times and have had to verify my identity nearly a dozen times. I'm glad we're being safe and secure (that obviously comes first), but I'm also exhausted and frustrated.

Referral Code Voided: Now, after all this, I got on the phone today to finally access the new account, and I asked about the referral code and timeline. That's being applied to the new account, right? Because after all, I had no opportunity to use or even access the account before. At first, I was told yes, they could make an exception, and then I was told no, they couldn't. The reason? "Sir, the terms of the referral code are that you can't have had a Capital One bank account before, and you set one up last month." Seriously? I asked if I could make a new referral or promo code. No.

Any advice? This doesn't make any sense to me and doesn't seem fair at all. THEY shut down the original account and opened a new one. I never had access to the first account. Honestly, this whole thing has been so frustrating that I'm wondering why I should even bank with Capital One at all. Any advice is appreciated.

Trying to wrap up my taxes that are due tomorrow and I went out to the website to get the 1099-int form. And it tells me I don't have any documents. Called customer service. They walked me through how to get to the tax documents which I was already there then they ask me to use the mobile app to access the tax documents and I get the same message "You don't have any documents" So they offer to mail me a duplicate form. wtf. How can the tax documents not be available!!!!!

Built up $1900 in cashback and just put $1700 of that towards a birthday cruise for me and my girl. Took 20 hours to receive the gift card once I put the request in.

I have capital one 360 checking account sitting idle without any direct deposits for few years!

Planning to close it, will this action have any negative effects ?

I am not planning to open any credit card anytime soon with capitalone since i have venture x already ..

Thank you!

Anytime an offer tracked for me, it never took more than 2 days. Now for some reason it’s been weeks and over 12 offers didn’t track for me, I’ve been doing the same thing the whole time. The only thing I can think of is that the more offers you do the longer it takes to track?

Anyone have an experience where an offer tracked like a week later or a month later?

I signed up for Capital One 360 Savings in October of 2019. For years, now, my interest rate has been at 1%. My latest statement for July 1 - Sep 30 shows my interest rate changed from 0.995% to 2.960% on August 4 and then again from 2.960% to 3.057% on Sep 25.

Can anyone explain why it suddenly changed so much? Is this due to the Interest Rate Litigation?

I was sent a Zelle payment this morning, which is supposed to arrive instantly (within minutes)

However I have not received it - I confirmed my Zelle is linked to my account

I have been using capital one credit card for the last 4 month , but I didn’t see any credit report . Is that early ? Or any problem ?

I had someone make a fraudulent address change made in my name about 8 months ago and have just not gotten to the point where I feel like things are back to normal. But Capital One keeps changing my address even when I call and tell them to stop.

Can capital one or other credit institutions change your address on file based on a request from USPS. the fraud department man I spoke to was very adamant against this but others online day it's possible. So I pose the question here.

It's happened to multiple accounts from different institutions as well not just Capital One...

Hi everyone, sorry if this is a stupid question. Earlier this year (~March) I owed a little over $3,000 on my only credit card, a Quicksilver (emergency happened :/). I wasn’t able to pay it off much at all, and the $50/month interest charges started hitting. They’ve varied a bit over the months- $47, $50, $52 etc.

As of this month, I’ve successfully paid the balance down to $300 (yippeee!!). I should be able to get it clear or almost clear next week after payday, but unfortunately can’t do it today.

My interest charge always hits around the 14-15th of the month so I’m expecting it tomorrow or the next day. My question is- will it be less than $50 because I’ve paid off 90% of my balance? Or will it still be around the same just because I’m holding a balance in general, not because I have a maxed out balance? Just want to know how sad I should be in advance lol.