r/CapitalOne • • 10h ago

Bank Account Canadian check to US Capital Bank account

3 Upvotes

So i got a canadian check and i have been having trouble depositing it to my smaller texas bank, they sent me to Bank of America to ask and they said i cant check it out because as a non customer the limit is $4,000 and my check exceeds that amount. The other solution is to open a bank with them but I declined (i havent researched into them). Before the company sent me this check they did tried wiring it to me and ach transfer but it failed because again I have a smaller bank or there were crazy fees. Im thinking about opening an account with Capital one and also opening a Discover student credit card, would this be the smarter choice and can i deposit my bank of america (canada) check into a capital one account..? This is also my first ever big and international check so i have no idea what I am doing


r/CapitalOne • • 7h ago

Credit Card Joined the Club!

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36 Upvotes

Not the Venture X but still excited, currently holding the Quicksilver, Savor and now this, first annual fee credit card I have btw


r/CapitalOne • • 25m ago

Credit Card Finally!!

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• Upvotes

Aside from this Venture Reward card, I have a SavorOne. Now I can say that I have one of the most powerful combos!


r/CapitalOne • • 14h ago

Bank Account Most recent C1 Savings bonus offer - terms are weird?

2 Upvotes

So, I've been toying with churning CC and savings/checking offers for bonus. I logged into my C1 account (at the time just CC) and saw - Get $1500 for opening a Savings 360 account and deposit at least $5,000 for 90 days. I got so excited. So, I opened the account - transferred $10,000 into account during app process thinking this was too good. Then I realized - man this is too good, so I searched around. Doctor of Credit and others stated this was tiered - to get the full $1500 you had to deposit $100,000. But during sign up and even capturing the terms at the end of the signup it didn't say anything about tiered.

The terms at the end are very specific: Deposit $5000 within the next 15 days of account opening and hold for 90 days. Did C1 dupe me? Know I believe the tiered levels of deposits the min was $400 for $10K $750 for $50K and the full $1500 for $100K.

Any thoughts?

During signup I was also presented with the Checking account - I had to enter the code CHECKING250 to get $250 for two $500 DD. Peeps have said this doesn't have to be payroll DD - that C1 will accept external transfer. I will give this a try - though I can do payroll DD - been doing this for other offers recently - pain in the butt but hey $.


r/CapitalOne • • 16h ago

Credit Card Which Capital One Business Credit Card

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2 Upvotes