r/portfolios • u/thomassummer2021 • 13h ago
I currently maintain over 70 positions. It can kinda get difficult to manage, but I tend to hold for quite a while. I’m kinda curious how many positions investors typically maintain and how they manage larger portfolios
r/portfolios • u/lntercorse • 5h ago
hey everyone, 24 year old dude here, i started investing outside of my 401k/HSA sometime last year, whatever extra money i have left over i throw in, but also have bi weekly deposits. Not very aggressive but eventually want this money to work for me. My question is do i continue to let robinhood manage half of my $, or do i just throw it into VOO/VXUS like my other half. May play around with individual stocks eventually but want to get a good base going. Thanks for reading!
r/portfolios • u/Aware-Balance8986 • 9h ago
Brokerage - 296k (made some good bets early on like PLTR and NVDA when they were trading very low - new long term thesis is SoFi but I'm mainly just a boring buy and hold S&P guy minus those 3 high conviction bets).
Roth IRA - 144k (boring S&P and some early nvda)
Rollover IRA - 14k (boring low cost stuff - plan to roll this back into an employer plan when i get a job that has one)
TSP - 40k (100% C fund)
Crypto - 18k (ish) (btc and eth with a ton of low value shitcoins)
One rental property that has small cashflow ~$300/month. Bought house for 285k / est value is 325k. 270k left on loan.
Just closed on second home that will become rental after 12 months of primary occupancy. ~322k house value. 303k left on loan.
Savings - 40k after home closing and home renovations. Typically like to carry 60k plus in a HYSA for extreme emergencies.
Paid off 2023 vehicle + and motorcycle
Recently left my Big 4 consulting job due to hating life lol. Saved up a bunch (125k) and intended on pursuing flight training full time but changed my mind after not enjoying it as much as I thought i would. Basically took the summer off, enjoyed life, bought a motorcycle and another home and renovating it now and now back in full job hunt mode.
I have a constant recurring income with no job of ~4k/month that will continue and covers all basic living expenses with some left over (i run pretty lean pretty simple life)
I just passed the exam to become a mortgage loan officer - I plan to try to have this and real estate on the side of my main gig. I figured in such tough times and bad rate environment I could position myself well to take advantage of knowing how to write home loans when the market cools down and gets better (if it does).
r/portfolios • u/Individual-Office263 • 9h ago
I’m very lucky and have no expenses, I live at home and don’t pay for much. I DCA every time I get paid exclusively into VFV now and leave the speculation alone. Any thoughts?
r/portfolios • u/Evening_Hawk_7470 • 13h ago
In the Kubera alternatives thread, a lot of replies came down to one thing: the app is great until your bank or broker connection breaks. So I asked Claude to go through the written reviews of 15 net worth and portfolio apps (App Store, Google Play, and Reviews(.io) for Kubera, about 27,000 reviews collected in October 2026) and to look only at what people say about account connections. Everything is in the tables below, so compare and pick what fits you.
🟢 rarely complained about
🟡 comes up regularly
🔴 one of the top complaints
⚪ not enough data, or most users enter holdings by hand
Share of reviews from the last 2 years that are rated 1–3★ and describe a connection breaking, going stale or needing a re-link. It's a complaint rate, not measured uptime.
| App | Broken-connection reviews | Data providers | Usually broken | |
|---|---|---|---|---|
| 🔴 | Wealthica | 32.8% (small sample) | Yodlee | RBC, TD, Scotiabank, Manulife, EQ Bank |
| 🔴 | Quicken Simplifi | 14.8% | Quicken's own | Vanguard, BofA, Venmo, Coinbase, Fidelity |
| 🔴 | getquin | 14.3% | Broker APIs | Trade Republic, Scalable, comdirect, IBKR |
| 🔴 | Monarch | 11.0% | Plaid, MX, Finicity | Canadian banks, 401(k)s, 529s, TSP, Fidelity |
| 🔴 | Copilot | 10.2% | Plaid | Amex, Chase, Fidelity, Schwab, Robinhood |
| ⚪ | Mezzi | 10% (only 20 reviews) | Plaid | — |
| 🟡 | Delta | 9.1% | Exchange/broker APIs | Coinbase, Binance, KuCoin |
| 🟡 | Origin | 6.2% | Plaid, MX, Finicity | TIAA, Voya, Fidelity 401(k), Webull |
| 🟡 | Empower | 5.7% | Yodlee, Plaid | Morgan Stanley, Marcus, TSP, Chase cards |
| 🟡 | Rocket Money | 5.3% | Plaid | Chase, Robinhood, Cash App, Chime |
| ⚪ | Stock Events | 2.1% | Broker linking new in 2026 | — |
| 🟢 | Snowball | 1.7% | Yodlee, Plaid, SnapTrade | Fidelity, Schwab, Vanguard, Trading 212 |
| 🟢 | Kubera | 0.3% | Plaid, Yodlee, MX | eToro, Trade Republic, non-US banks |
| 🟢 | 8figures | 0.1% | Plaid, Yodlee | - |
Sharesight is left out: too few reviews, and none were about connections.
This is where apps really differ. A dropped connection is annoying. Losing three years of categorized history because of the fix is why people cancel.
| App | Usual fix | What it costs you |
|---|---|---|
| Monarch | Delete and re-add the connection | Edits, rules and history are gone |
| Empower | Delete the account, re-add it | History wiped. Tickets stay open for months |
| Quicken Simplifi | "Disconnect and reset" | Categorized history can be wiped |
| Rocket Money | Re-link the bank | History wiped or duplicated. No manual fallback |
| Origin | Re-sync an expired connection | Account value resets, net worth chart jumps |
| Copilot | Reconnect | Duplicate transactions |
| getquin | Wait for the broker API to come back | Imports have no purchase history |
| Wealthica | Wait for the connector to be fixed | Failed syncs show up as fake losses |
| Delta | Wait in the sync queue, or go manual | Many users give up and enter everything by hand |
| Kubera | Switch to a different data provider | Reviewers say this mostly works |
| Problem | Where it comes up | What reviewers say |
|---|---|---|
| Stale data that says "synced" | Origin, Empower, Monarch | "says it synced as of 3 minutes ago" but the day's transactions are missing |
| Re-login every day or every 30 days | Monarch (Canada), Simplifi, Empower | "Accounts disconnect every 30d" |
| One institution down for months | getquin, Simplifi, Wealthica | "hasn't worked for 8 months" |
| Investment accounts break more than banks | Monarch, Simplifi, Origin, Empower | 401(k), 529, TSP, Fidelity, Vanguard, Schwab named over and over |
| Worse outside the US | Monarch, Wealthica, getquin, Kubera | Canadian banks, Trade Republic, non-US banks |
| Support blames the data provider | Copilot, Monarch, Empower, Snowball | "It's Plaid's fault", which people hate more than the outage |
| Look for | Why | Who does it |
|---|---|---|
| More than one data provider you can switch between | When one gets flaky, you switch instead of waiting | Kubera, the most praised feature in its reviews |
| A reconnect that keeps your history | Most of the anger comes from fixes that wipe data | Nobody gets consistent praise for this |
| A manual "refresh now" and an honest sync status | Stale "synced" labels are worse than a visible error | Most-requested fix in Empower reviews |
| A manual fallback that works | So one broken bank doesn't break your net worth | Delta, Snowball, Stock Events. Rocket Money has none |
Review complaints lean negative and come mostly from people who had problems, so treat the percentages as a comparison between apps, not real failure rates. If your experience is different, especially outside the US, tell me and I'll update the tables.
r/portfolios • u/AdAway1832 • 9h ago
hello, i’m new to investing in the stock market. this is what i have so far. i plan on keeping this mostly long term (7-10 yrs) but also would like some short term investments (3-5 yrs). i feel this might not be diversified enough but since i’m new and don’t have a loot to play with i was wondering if it was a good start? i’m canadian btw.
r/portfolios • u/Sensitive-Eye-610 • 8h ago
*FZILX lol I was not doubling down on s&p funds
Background lol. 23, just started working where I will be able to max out Roth yearly. Working in finance makes trades a little more tedious (not really lol), but I have to go through compliance on all etf trades and want to bunker down on a set and forget portfolio. My gripe with it now is I have conviction in both smh and a small/mid caps etf but ponder if I should just leave them aside with such small amounts or just pick one over the other without teetering too much with my allocations
