First time moving, sorry if this is a dumb question, couldn't find a reassuring answer from my research. I'm moving locally (<1 hour away) and only having them take the big things (couches, floor length mirror, mini fridge, dining table). I was reading the contract and it seems they're only responsible up to $0.60/lb. Besides the fact that $0.60*weight of each item I'm moving is much less than I paid, I'm really concerned with some items that can't be replaced (even if I got the full value paid) because they are no longer made, etc.
Besides reputation loss (which I understand can cause a hit, but less impactful for a big company), what is stopping a mover from being pretty much careless? Like if they're moving my couch, and they do the basic furniture blanket wrap that's stated in the contract, what happens if it slips off and the couch rubs against something that causes irreversible damage or staining? Or placing heavier items on top of the couch in the moving truck, and the frame/cushions being stained/deformed? Or another example - when moving my glass table top (wrapped in the extended protection), just plopping it in the truck instead of carefully placing it? I'd like to think common sense stops them, but you never know who you're going to get. And if there's limited financial accountability for causing those damages, then what's the incentive to be careful?
Maybe I'm overthinker who reads too deeply into the legal words, but I just don't want to be SOL. I'd move a lot of the stuff myself to ensure its protected, but I'm currently injured from a car accident, so I have to outsource for help. Even if I get full-liability insurance, again I'm concerned about items that can't be replaced even more than the full payout, so it doesn't fully solve my full issue.
Does anyone have any other suggestions or recommendations for protecting my stuff, or words that will leave me with more peace of mind?
Thank you!