So, the Governor passed some laws about no prior authorizations in certain situations. She is campaigning on this. Sounds good, right? Well, hold on. I found out today that it did not apply to my insurance. I’m trying to get a PA on a breast MRI for screening for breast cancer. I have had breast cancer & I have a pathogenic BRCA 2 gene mutation. That just means I am at higher risk. My insurance company is making it incredibly difficult. I saw the Governor’s ad today & I looked it up and it does apply to anything for screening or treatment of cancer. So, I called Cigna. That is when I found out my plan doesn’t count.

You see, if your insurance plan is what is referred to as “self insured” the rules don’t apply to you. Almost every, if not every large employer is “self-insured” that simply means they pay the bills & they hire an insurance company to be the administrator. All union health insurance is self insured. Every hospital, the state itself. I have not dealt with this end of healthcare in a long time but I want to say if you have more than 100 participants on your insurance plan, it is better to be “self insured”. Regardless, accountants tell businesses yes or no on this. The vast majority of privately insured individuals in the country are on “self-insured” plans. The term is confusing. At any rate, the rules about prior authorizations and copays etc do not apply to self insured plans. Full stop. Further, I learned from Cigna that while my employer is in Massachusetts, they are in a lot of states & countries for that matter, but they write the policies out of Florida because there are no state regulations in Florida & the insurance company can do whatever they want. I later learned that most of these national carriers like Cigna, United, Aetna regardless of where the business they are working with is located, base the policy out of Florida for this reason. Just in case you know. Generally a company who has offices in many states is going to use a national company like this so they don’t have to use a bunch of different companies for different states.

But just so you know, if you get your insurance from your employer & your employer “self-insures” then none of those new rules apply to your insurance. The Governor knows this. I did not. This would be most of the people insured through their employer.

I commute in from Worcester area a few nights a week and my normally 45-60 min commute is taking over 2 hours today. Not sure what’s going on but just heads up

I’m looking over dining options for Thanksgiving Day. No kids, four adults in our party. Ideally it would be some place Boston proper that isn’t too bougie/hip but has a solid colonial/old Yankee Bostonian vibe. It can be outside the city too, but wouldn’t want to drive more than 30-ish minutes.

Recommendations are appreciated 🙏

There is a Boston Rodeo happening right here in the city. It looks like it's a two-day PRCA Pro Rodeo and music festival this Friday and Saturday.

It looks like it started last year over at City Hall Plaza, but this year it's happening in the Seaport district (apparently in the big lot right by the Harpoon Brewery).

Has anyone actually gone? How was the overall vibe?

Is it a real rodeo? Do they have standard events like bull riding and roping, or is it mostly just a "country cosplay" festival for the Seaport crowd?

EDIT: Have tickets for Saturday already. Its a GA+ pass for guaranteed seating and private facilities (not sure what that means)

There have been police barriers on Market St and Parsons St closing off Arlington St. and utility trucks around the St. Columbkille School entrance. This is a really inconvenient section of the road to close so I was just curious if something was damaged and if anyone knows how long it will be closed? Thanks.

Your event is over. Please go around and remove the ads you put up.

I’m going to stay in Boston for a job opportunity any tips or important things I have to know before going there ?

Some great commentary on Patriots owner and billionaire Robert Kraft

What is the Sargent crossway and what is inside of there? How far back is it closed? Is the Sargent rd also closed? What do they do in there

I can’t go because I am going to be watching Digger for the 10th time.

Anyone want the ticket? Just a single ticket. 10pm. FREE but you have to be cool.

I also have extra tickets to Digger for $17.00

Edit - WELP YOU BLEW IT BOSTON IT LOOKS LIKE THERES A LONELY SEAT NOW JUST WITH NOONE IN IT AND IT COULD HAVE BEEN YOU?

Hi! I live in Boston, but I’m going to college in Worcester starting in January, and I’m thinking about taking the commuter rail. I think it’s doable since it takes like an hour but does it get canceled or delayed often? I need to be in class by 8:30 AM.

Sadly my lease ends at the end of August, so I can’t move to Worcester😭

Hi, I'm traveling to Boston for 3 nights mainly to visit the Museum of Science. Anyone have a recommendation of one hotel over the other? Royal Sonesta looks slightly closer and is a 3 star hotel. Wyndham is a 4 star hotel but the Google reviews are lower. Any advice? Thanks in advance!

They were from the early 2000s and I think they were either an MA or RI band. My bff and I both have burned copies of their EP that are both scratched to hell. Every once in a while I’ll do a search trying to find their music but I always come up empty.

Hoping someone can help me out, I want to get nostalgic while listening to them.

Editing to add the singer was a woman.

Not sure if there's some power something going on idk but this is actually interesting lol.

Can any electricians explain what might be happening?

for context in my old town, one of my hobbies was to try and sneak my way into hotel pools. I’d walk in, find a public bathroom or empty stairwell, change into my swim trunks and go for a swim. Sometimes they’d require a keycard to scan and enter the pool but if I waited long enough I could slip in behind someone else. Any idea what hotels are best for this in boston?

Ideally somewhere high-end enough to have a nice pool but not so fancy that there’s security everywhere.

I’m aware of how ridiculous this sounds but some tips from long time residents would make things much easier lol

Hey, my landlord hasn’t refunded my security deposit after I moved in August. Who should I contact to get a consult or a representation for this matter?

Hi, looking for some advice please. I want to buy my friend a gift card for a meal delivery service. I’m looking for one that offers home style cooking/a healthy balanced meal that you can just put in the microwave or oven, no prep needed. Ideally not a subscription service, just something she can order from as and when needed. I’m not based in the USA and finding it hard to gauge what’s available in the Boston area. I have seen advertisements for Tough Cookies and Feast and Fettle, for example. Any recommendations please? Thank you.

Sorry if this is an annoying post, my partner and I have just been through so much with this slumlord. Before we moved out, the new tenant asked to keep our couch. We said yes and notified the property manager, who said he'd keep it in mind. We just picked up our check, and they charged us $225 to remove the couch and $150 to remove items on the sidewalk (even though people picked up everything we had left for Allston Christmas before we were even done loading our truck), for a total of $375. My partner said they probably charged the item removal fee to everyone moving out of the building, but I find that very unfair.

We have it in writing that both the property manager and the new tenant agreed we could leave the couch. I'm very upset. Especially since we moved out early because the apartment was infested with roaches, and they agreed to return our security deposit in full under the terms of our 93A demand letter. We had a lot of back and forth for that whole infestation issue, as they denied it was happening during our entire tenancy until we sent that demand letter, after which they let us leave.

There are also discrepancies in the dating of the letter attached to our check. The letter was supposedly written on 9/11, the check on 9/22, but signed under penalty of perjury on 9/25. Idk if that matters, but it's not the first time they've backdated letters like this.

Should we even bother disputing these charges??

Hey everyone!

I’m making the trip all the way from France and landing in Boston this Saturday for the Jets game! I actually came once before back in 2018, but I drove down then, so this time I'm doing things a bit differently and taking the train from South Station.
I’ve got a couple of quick questions and would love any pro tips from those who know the routine:

Post-Game Train Logistics: I’ve heard the Patriot Train back to South Station leaves pretty quickly after the final whistle. How tight is that turnaround? Do I need to bolt out right as the game ends, or is there a comfortable window to catch it without running a marathon?

I assume I don’t have enough time to buy stuff at Proshop at the end of game. I got my clear policy bag, but too small if I want to buy more than 1 clothe…

Stores in Boston: Are there any good sports apparel shops right in Boston (or nearby accessible via the T) that carry a great selection of Patriots gear, just in case I want to grab a few things before heading to Foxborough?

Any advice or tips for a European fan would be massively appreciated. Go Pats! 🏈

I just tried to book a 311 reservation for my fiancé’s birthday dinner and everything was booked by 12:02! It seemed like there was a glitch where some dates weren’t clickable until another refresh and then they were all gone :( is this really how it is???

Edit: Thanks for all the recommendations everyone! I’ll check them out!

Shipyard has dropped a non-alcoholic version of their pumpkin beer, and it is sold out online. Has anyone had any luck finding it in stores or out at a bar/restaurant?

Asking as a sober girly in dire need of a good pumpkin beer with a cinnamon sugar rim😩