r/borrow • u/kindlytakeyourseat • 40m ago
r/borrow • u/Josher61 • 2d ago
ATTENTION LENDERS: Bot Outage Procedures
For All Lenders
While the bot is down, please follow these temporary procedures:
Continue recording all loans as normal. You will not receive bot confirmation after entering the command.
Require the borrower to confirm the loan on their post. This helps protect you and provides a record of the loan.
Record all payments by replying to the original loan command. For now, this is the easiest way to determine whether a loan is still outstanding or has been repaid.
Rule 15 still applies. You are responsible for performing proper due diligence before lending.
Check the borrower’s history carefully. Look for outstanding or past-due loans and review previous loan/payment comments.
If you cannot verify repayment with the previous lender or do not see a paid comment under the previous loan, consider not lending. If a previous lender later provides evidence of nonpayment, you may be found in violation of Rule 15.
Once the bot is back online, we will determine how to handle loans that were not recorded by the bot and provide further instructions.
Please use extra caution and diligence while the bot is unavailable.
Thank you.
r/borrow • u/orangeapplez • Jun 23 '26
Borrowers Before You Trust That DM… Read This!!
Lenders must follow our requirements too. If someone messages you from a brand-new account or an account that does not meet our requirements: → Report as spam → Block → Ignore. No exceptions. No “but they seemed nice.” That’s how scams work.
Legitimate lenders do not need burner accounts. If someone contacts you from a throwaway account with a suspiciously convenient excuse: → Report as spam → Block → Ignore.
Anyone using a burner account to contact borrowers is a scammer. We promise, you are not missing out on some secret VIP lender opportunity. → Report as spam → Block → Ignore.
If someone threatens to “report you to the lender message boards” (or whatever imaginary villain headquarters they’re pretending exists), feel free to tell them to eat shit. Then: → Report as spam → Block → Ignore.
Protect yourself. Read our Rules, FAQs, and Safety Guidelines so you know exactly what to look out for.
- https://www.reddit.com/r/borrow/wiki/index
- https://www.reddit.com/r/borrow/wiki/borrowers
- https://www.reddit.com/r/borrow/wiki/lender_blacklist_prohibited_info
Stay smart, stay safe, and stop giving sketchy accounts the benefit of the doubt.
Thank you!
r/borrow • u/TesticulinaryTorsion • 3h ago
[REQ] (€60) - (#Kouvola, Kymenlaakso, Finland), (10/26/2026), (Revolut)
Requesting to pay a medical bill on time. Repayment on 26th of October, when I get my government assistance. Please tell what a fair repayment amount would be for you.
r/borrow • u/delsyguity • 3h ago
[REQ] ($500) - (# New York, NY, USA), ( $250 10/29/26, and $250 11/12/26), ( PayPal, Cash App)
My car broke down and I need to repair it, is my first time posting here but am hoping someone will help. Thanks
r/borrow • u/HaggisTheCow • 2m ago
[REQ] (£250) - (#Livingston, Scotland, UK) - (Repay £160 02/11/2026, £160 02/12/2026) (Paypal) (prearranged with /u/calbee1986)
r/borrow • u/Dirty_Bong_Water2020 • 6h ago
[REQ] (30$) (#logan,ohio,united states) looking to borrow money for my mental health medication
Hello I’m on venlafaxine and propranolol for 5 mental health conditions my insurance won’t cover it all my copay is 30$ I’ve been 2 days without my medicine and my body is going through severe withdraws and I am in dire need I am begging anyone that can help please.
I’ll be able to pay you back I have a job interview tomorrow and I’ll pay you back my first paycheck and stay in communication to let you know when my first check comes.
r/borrow • u/martianweb • 7h ago
[REQ] ($30) -(#Taguig, NCR,Philippines), (Repay $40 on 10/22/26), (Wise/Paypal)
Lowered the asking amount since I managed to work up some side hustles and scrape some money that got to pay off some bills. Just really need this small amount just so I can pay off my dorm's rent. Would be greatly appreciated.
r/borrow • u/Icemeter • 14h ago
[REQ] ($50) (#Bladensburg, Maryland, USA), (Cashapp),(Repay $70 11/01/2026)
Hi everyone, I’m requesting $50 to make a payment on my credit card. Admittedly I made the mistake of forgetting it was due today and paid my electrical bill. I’m trying to avoid the hit to my credit due to a missed payment, if you’re able to help out please let me know. If the interest I’ve put down isn’t satisfactory I’d be willing to negotiate I’d just like to be able to get it done today. Thank you everyone.
r/borrow • u/Adventurous_Tour9201 • 9h ago
[REQ]($300) - (#Gary, IN, United States), (Repay $350, 2 payments of $175 10/23/2026 & 11/06/2026), (Cashapp, Zelle)(Zelle preferred)
Urgent need. Willing to increase repayment price.
r/borrow • u/boooknerd • 9h ago
Prearranged [REQ] ($300) - (#Dayton, OH, USA) (Repay $390 by 11/05/26)
r/borrow • u/No_Mortgage_928 • 9h ago
[REQ] $200 (#Phoenix, AZ, USA.) Repay $250 10/21/2026. Paypal. (Prearranged with u/kawdo ).
r/borrow • u/10thGroupA • 9h ago
[UNPAID] (/u/ak420247) (#Somerset, NJ, USA),) - ($2500), (19 Days Late)
Paid the principle and then dipped out. Strange, had larger loans than this one with him.
Hasn't posted on Reddit and hasn't communicated. Hope he is okay.
r/borrow • u/haileyfaye28 • 13h ago
[REQ] ($200) (#Arlington, OR, USA) (Repay $250 on 11/06/2026) (CashApp, PayPal, Venmo)
Hello! I am hoping someone is willing to help me out on a loan. I have an 80 mile/day commute to and from work and only get paid once a month. I need money for fuel. I'm in a tough spot and would very much appreciate a little help. I'm asking for a $200 loan and I will repay $250 on November 6th. Thank you for your consideration ♡
r/borrow • u/SlasheZ99 • 10h ago
[REQ] $250 (#Bellefontaine, OH, USA.) Repay $285 10/19/2026. Cashapp. (Prearranged with u/hiddenscreen ).
r/borrow • u/hiddenscreen • 11h ago
[PAID] (u/herecomesurmom) - ($40), (On time)
They were very nice to work with and very prompt with repayment. Would definitely loan to them again!
r/borrow • u/SpectivTech • 17h ago
[REQ] ($100) - (#Puyallup, WA, USA), (Repay $115 by 12/04/2026), (Cash App/Zelle/Venmo)
Hi everyone!
I’m currently transitioning back into employment after a period of unemployment. I’ve recently accepted a job offer and will officially begin working on October 27th.
I’m requesting a $100 loan to help cover a credit card payment while I wait to begin receiving paychecks from my new job. I’ve already managed to take care of another important payment, and I’m trying to stay on top of my remaining financial obligations during this transition.
I can repay $115 by December 4th, potentially sooner depending on when I receive my first paychecks.
I understand that I’m a first-time borrower here, and I genuinely appreciate anyone willing to consider helping me out.
Thank you for your time and consideration!
r/borrow • u/pherber12 • 12h ago
[REQ] ($100CAD ) - (#Sherbrooke, QC, Canada), (Repay $125CAD on Nov 1 2026), (Pre-Arranged w/ u/RupertTheReign)
r/borrow • u/mastercorn667 • 12h ago
[REQ] ($500) - (#Fairbanks, AK, US), (11/30/2026, $600 repayment) (Venmo)
Hello, looking for a loan, a bit behind on stuff after starting a new job and need to get groceries. Any consideration is appreciated. Thank you!
r/borrow • u/Shounenbat510 • 14h ago
[REQ] ($180) - (#Nevis, MN, USA), (Repay $220 by 11/12/2026), (Cash App)
Just short of the $180 needed on my heating bill. If someone could loan me $180, I'll pay back $50 per week until Nov. 12, when I'll pay the last $70 of the $220.
Borrowed many times before and haven't been late yet. Thanks to anyone who can help me out of a quick jam.
r/borrow • u/Boxerlife • 15h ago
Prearranged [REQ] ($1 10)-(#Memphis, TN, USA), (Repayment $130, 10/06), (Venmo, PayPal)
r/borrow • u/jeriavens • 15h ago
[REQ] ($150) - (#knoxville, TN, US) (repay $180, Oct 30th) (venmo)
Hi, first time trying this so hopefully I am doing everything right. I just need a little help until the end of the month.
Thanks in advance.
r/borrow • u/10thGroupA • 1d ago
[UNPAID] (/u/Mentally_scrambled) (#St. Petersburg, FL, USA),) - ($2600), (130 Days Late)
Worked with her for quite a while. She wanted to move to be with friends and needed a larger loan than usual, told me it would be settled in about 50 days. No problem, made a deal with her. Ends up she spent the money that was coming during the move, because the move was more expensive than she planned.
Wanted to re-negotiate. No problem, I am flexible. Wanted to take it out from 50 days to 160 days or so, didn't want to pay extra either. Then slowly the weekly amounts she was paying was less and less, lots of weeks missed, most weeks when she sent something were $50 instead of the $150-200 a week, skipping rent week, that was agreed upon.
Pushed her to pick up the pace and she just kept ignoring the schedule and my messages, really hard to deal with when you are realizing every weekend this summer was camping, shrooming, fishing, etc.
We had gotten to where the interest was paid when I finally couldn't wait and decided to recover, after all her last 3 payments totally ignored my comments about this dragging on. I know she didn't care, but at the rate we were going, she wanted the loan to go 15+ months for less than a credit card would do 9. That and I couldn't risk her just saying "F it and moving on."
It isn't fair to other borrowers for me to continue to risk that amount on the good faith of someone who isn't keeping their word or priority, when I am trying (after some medical bills and other strategic expenses) to get enough capital to risk to start working regularly with newer people again.
No longer in FL, now in WA. Initials are KH.
r/borrow • u/Emeraudiel • 16h ago
[REQ] ($450) - (#Orlando, Florida, USA) Venmo/Cashapp/Paypal. Repay $500 by 11/26
Going through financial troubles because of being newly disabled and dealing with some roommate issues but I am getting back to working full time hours. Any help would be great!
[REQ] ($500) - (#Springfield, VA, USA) (Repay $650 on 11/6) (Venmo, Cash App)
Hello, I've come to this subreddit as a last resort. Unfortunately I got sick last week and have fallen behind on payments, willing to provide proof of employment and communication. Thank you.