r/borrow • • 2d ago

ATTENTION LENDERS: Bot Outage Procedures

21 Upvotes

For All Lenders

While the bot is down, please follow these temporary procedures:

Continue recording all loans as normal. You will not receive bot confirmation after entering the command.

Require the borrower to confirm the loan on their post. This helps protect you and provides a record of the loan.

Record all payments by replying to the original loan command. For now, this is the easiest way to determine whether a loan is still outstanding or has been repaid.

Rule 15 still applies. You are responsible for performing proper due diligence before lending.

Check the borrower’s history carefully. Look for outstanding or past-due loans and review previous loan/payment comments.

If you cannot verify repayment with the previous lender or do not see a paid comment under the previous loan, consider not lending. If a previous lender later provides evidence of nonpayment, you may be found in violation of Rule 15.

Once the bot is back online, we will determine how to handle loans that were not recorded by the bot and provide further instructions.

Please use extra caution and diligence while the bot is unavailable.

Thank you.


r/borrow • • Jun 23 '26

Borrowers Before You Trust That DM… Read This!!

85 Upvotes
  1. Lenders must follow our requirements too. If someone messages you from a brand-new account or an account that does not meet our requirements: → Report as spam → Block → Ignore. No exceptions. No “but they seemed nice.” That’s how scams work.

  2. Legitimate lenders do not need burner accounts. If someone contacts you from a throwaway account with a suspiciously convenient excuse: → Report as spam → Block → Ignore.

  3. Anyone using a burner account to contact borrowers is a scammer. We promise, you are not missing out on some secret VIP lender opportunity. → Report as spam → Block → Ignore.

  4. If someone threatens to “report you to the lender message boards” (or whatever imaginary villain headquarters they’re pretending exists), feel free to tell them to eat shit. Then: → Report as spam → Block → Ignore.

Protect yourself. Read our Rules, FAQs, and Safety Guidelines so you know exactly what to look out for.

Stay smart, stay safe, and stop giving sketchy accounts the benefit of the doubt.

Thank you!


r/borrow • • 3h ago

[REQ] (£250) - (#Livingston, Scotland, UK) - (Repay £160 02/11/2026, £160 02/12/2026) (Paypal) (prearranged with /u/calbee1986)

3 Upvotes

r/borrow • • 1h ago

[PAID] (/u/mikrazor) - ($170), (On Time)

• Upvotes

$paid /u/mikrazor 170


r/borrow • • 1h ago

Completed [REQ] ($1000) - (#Edmonton, AB, Ca), (10/30/2026), (eTransfer)

• Upvotes

A bit behind on bills after missing some work with migraines and someone recommended this instead of asking friends... I'm also at work now so conventional methods are out for reach. Stable job in oil and gas... Typical paycheque is about $2800 but tomorrows is gonna be smaller for the reasons mentioned.


r/borrow • • 1h ago

[REQ] [PRE] ($800) - (#InlandEmpire, CA, USA) ($1000 by 12/31/26)(Paypal, Zelle) (Pre-arranged with w/u/10thGroupA)

• Upvotes

r/borrow • • 6h ago

[REQ] ($500) - (# New York, NY, USA), ( $250 10/29/26, and $250 11/12/26), ( PayPal, Cash App)

4 Upvotes

My car broke down and I need to repair it, is my first time posting here but am hoping someone will help. Thanks


r/borrow • • 3h ago

[REQ] ($125) - (#Yonkers, NY, USA) (repay $150 10/23/2026), (PayPal) (prearranged)

2 Upvotes

r/borrow • • 8m ago

[REQ](£270) - (#London, England, UK), (Repay £305 on 19/10/2026), (Paypal, Transfer)

• Upvotes

Already have outstanding loan, which I will settle on the same day. Have an extremely urgent situation with my family I need to tend to asap, hence why I am asking for another loan. Any questions, let me know!


r/borrow • • 11m ago

[REQ] (prearranged with u/NoPersimmon7434) ($200) - (#Raleigh, NC, USA), (Repayment of $240 on 11/5), (PayPal)

• Upvotes

5th time borrowing


r/borrow • • 14m ago

[REQ]($40) - (#Pennsylvania, PA, USA), (10/15/26), (REPAY 50$ 10/16/26) (PayPal,Venmo,Cash app)

• Upvotes

Hi people of r/borrow, I hope to god I did this correctly. I need to borrow $40 today to cover my Uber home from work and buy baby diapers/wipes and some other household essentials that can't wait until payday tomorrow. If anyone is able to help as soon as possible I will be able to send back $50 tomorrow after I cash my check around 5:15 EST. If anyone is able to help it would be greatly greatly appreciated, we are first time parents with a 6-month old and are kind of in over our heads trying to live off of one income. Thank you for taking the time to read this


r/borrow • • 15m ago

[REQ] (10-15) (#Indianapolis,IN,US) (PAYPAL) (10/15/26)

• Upvotes

Hello to anyone who read this I just need a little bit of gas money to get me through until I get paid can pay back 10/19


r/borrow • • 43m ago

[REQ] ($170) - (#Bekasi, West Java, Indonesia), (12/23/2026), (PayPal)

• Upvotes

Hi everyone. Requesting loans for groceries. I am living paycheck to paycheck and can only pay when I get my year end bonus. Will send you a little (not much) extra for your help.

Thank you in advance.


r/borrow • • 44m ago

[REQ] (120) - (#Bagshot,Surrey, UK) - (Repay £120 19/10/26)(prearranged with /u/planetaryharmonics)

• Upvotes

Prearranged loan with /u/planetaryharmonics £120 for repay 19/10/2026


r/borrow • • 6h ago

[REQ] (€60) - (#Kouvola, Kymenlaakso, Finland), (10/26/2026), (Revolut)

2 Upvotes

Requesting to pay a medical bill on time. Repayment on 26th of October, when I get my government assistance. Please tell what a fair repayment amount would be for you.


r/borrow • • 2h ago

[REQ] ($360) - (#North Augusta, SC, USA), (Repay $440 on 10,23,2026), (PayPal)

1 Upvotes

Hello, I am requesting emergency funds of $360 to cover an individual payment on a loan. My usual work had a gap in tasks available, and I was recently able to start back up, but my pay comes next week. I will be able to pay back $440 next week to whoever offers help. I'd really appreciate the help, thanks!


r/borrow • • 9h ago

[REQ] (30$) (#logan,ohio,united states) looking to borrow money for my mental health medication

1 Upvotes

Hello I’m on venlafaxine and propranolol for 5 mental health conditions my insurance won’t cover it all my copay is 30$ I’ve been 2 days without my medicine and my body is going through severe withdraws and I am in dire need I am begging anyone that can help please.

I’ll be able to pay you back I have a job interview tomorrow and I’ll pay you back my first paycheck and stay in communication to let you know when my first check comes.


r/borrow • • 17h ago

[REQ] ($50) (#Bladensburg, Maryland, USA), (Cashapp),(Repay $70 11/01/2026)

4 Upvotes

Hi everyone, I’m requesting $50 to make a payment on my credit card. Admittedly I made the mistake of forgetting it was due today and paid my electrical bill. I’m trying to avoid the hit to my credit due to a missed payment, if you’re able to help out please let me know. If the interest I’ve put down isn’t satisfactory I’d be willing to negotiate I’d just like to be able to get it done today. Thank you everyone.


r/borrow • • 12h ago

[REQ]($300) - (#Gary, IN, United States), (Repay $350, 2 payments of $175 10/23/2026 & 11/06/2026), (Cashapp, Zelle)(Zelle preferred)

2 Upvotes

Urgent need. Willing to increase repayment price.


r/borrow • • 12h ago

Prearranged [REQ] ($300) - (#Dayton, OH, USA) (Repay $390 by 11/05/26)

2 Upvotes

r/borrow • • 12h ago

[REQ] $200 (#Phoenix, AZ, USA.) Repay $250 10/21/2026. Paypal. (Prearranged with u/kawdo ).

2 Upvotes

r/borrow • • 12h ago

[UNPAID] (/u/ak420247) (#Somerset, NJ, USA),) - ($2500), (19 Days Late)

2 Upvotes

Paid the principle and then dipped out. Strange, had larger loans than this one with him.

Hasn't posted on Reddit and hasn't communicated. Hope he is okay.


r/borrow • • 16h ago

[REQ] ($200) (#Arlington, OR, USA) (Repay $250 on 11/06/2026) (CashApp, PayPal, Venmo)

4 Upvotes

Hello! I am hoping someone is willing to help me out on a loan. I have an 80 mile/day commute to and from work and only get paid once a month. I need money for fuel. I'm in a tough spot and would very much appreciate a little help. I'm asking for a $200 loan and I will repay $250 on November 6th. Thank you for your consideration ♡


r/borrow • • 13h ago

[REQ] $250 (#Bellefontaine, OH, USA.) Repay $285 10/19/2026. Cashapp. (Prearranged with u/hiddenscreen ).

2 Upvotes

r/borrow • • 10h ago

[REQ] ($30) -(#Taguig, NCR,Philippines), (Repay $40 on 10/22/26), (Wise/Paypal)

1 Upvotes

Lowered the asking amount since I managed to work up some side hustles and scrape some money that got to pay off some bills. Just really need this small amount just so I can pay off my dorm's rent. Would be greatly appreciated.