Hello! I’m hoping someone might have some advice or experience with this.

I was recently in a car accident where someone rear-ended me. They were at fault and admitted liability. We both have comprehensive insurance, me with State and the other driver with AA.

Unfortunately, my car has been written off. I had an agreed value of $9,000, but State has told me they’ll deduct the remaining premiums owing on my policy from my payout

The frustrating part is that my policy renewed just 15 days before the accident, and I’d only made one fortnightly payment. As a result, I’m being told I need to pay approximately $1,300 in outstanding premiums, leaving me with just $7,300 from my $9,000 agreed value.

I’ve been insured for years and have never made an insurance claim or been involved in any other car accidents. This is the first time I’ve ever had to make a claim, and it wasn’t even my fault.

I understand this is in the policy wording, but it feels pretty unfair that I’m effectively paying for almost an entire year of insurance on a car I no longer have, especially when the accident was caused by someone else.

Has anyone in New Zealand been in a similar situation and successfully challenged this? Has anyone had any luck getting their insurer to waive or reduce the outstanding premiums, or recovering this cost from the at-fault driver’s insurer?

I spoke with a rep at state and she said the only thing to would be to make a complaint and go through the resolutions team, but that can take weeks - I just want to gauge what others experiences have been.

I’d really appreciate hearing about anyone’s experiences or advice on what options I might have. Thanks!

Sup guys js letting you know someone out there selling fake French avenue claiming it as real. Make sure you authenticate it n allathat

I scanned the QR code and took me to a fake fragrance world page saying it’s authentic, when I looked at the link it was random shit so I realised it’s fake and not the real link which looks like verify.fragranceworld.ae.

I don’t care abt ppl selling fakes but should tell ur customers it’s fake or real.

Visually the boxes looked real as, some had batch/exp dates and some didn’t. She had vulcan, veneno, aromatix range, liquid brun and so much more it was hard to tell it was fake.

She was selling it for $50 which isn’t even retail price in dubai let alone in nz where price is higher due to tax n import cost.

I bought it anyways
Aw camon

i'm about to use duct tape to hold my eyeglasses together. let me know your picks.... #thanks

Freelance designer here trying to build out a photography portfolio that isn't just another set of Rangitoto skylines. I've been hitting the Waitaks and the Hunuas on weekends but the popular tracks are packed with tripods by 6am now. I get it, everyone wants the same clean shot for their feed.

I'm looking for trails within an hour of the CBD where I can shoot native bush, maybe some stream crossings, without photobombing a hundred other people. Terrain can be rough, I don't mind a scramble. The catch is I need locations where commercial-looking photography won't piss anyone off, park rangers included. Some spots have vague no-commercial-use signage and I'd rather not guess.

My gear is just a mirrorless and a reflector, nothing that screams film crew. I've had decent luck around the lesser known Arataki side tracks but the light is tricky past midday. Same issue with the Cascade Kauri area, beautiful canopy but you're racing the clock for exposure.

Anyone found spots that stay quiet on weekends? Or know whether Auckland Council even enforces commercial photography permits on regional park tracks? I've dug through their site and the policy is written like a Choose Your Own Adventure novel. Would appreciate actual data or even a solid anecdote on how strict they are out there.

Does anyone have any stories of this actually working? And if you do, can you recommend someone who offers this treatment?

I am aware it’s usually anxiety based and a stimming behaviour - person is being treated for anxiety and is also audhd.

Thanks!

I really need them. Thank you.

I (26M) have recently moved to New Zealand after being offered a nice job opportunity. I've been here for almost 6 months, and have not made nearly any local friends yet, which is a bit frustrating. I tend to be a very active person, and although I do enjoy doing things by myself, it sometimes sucks to not have anyone to tag along.

From what I've seen so far, kiwis are usually really nice people, and it's easy to make acquaintances and colleagues, but I cant seem to make any close friends. I've put myself out there, gone to film festivals, running clubs, drinks nights, pub quizzes, and it never seems to bear any actual friendships. So I'm trying to find if there's something I'm missing.

Are people just more closed off/clicky? Should I do something different? I'm open to suggestions! Feel free to comment or DM if you'd like :)

Hey everyone. Was just wondering about the Races tomorrow in Ellerslie. Ive never been before and am going to try something new and see someone. It says on the website its free to enter. Is that true? Do I need to do anything or can I just rock up? Thanks so much

I encourage walking down a road for 5 minutes and counting the amount of rubbish you see. There is way too much rubbish, and not enough bins along the main roads. It needs to be addressed.

Off to Olivia Dean tomorrow (Embankment tickets) - I initially wanted to wear something cute but read something about how it’ll be quite muddy now after all the rain we’ve had this week.

Anyone else in the same boat willing to share outfit ideas? Lol. Tempted to dress warm/for comfort…

Can you please remove the multiple car horn beep from your radio ads?!???

Are there any thrift stores and antique shops around Albany or even in the city…... I wanna buy some boho or y2k kind of stuff like bracelets, hair pins , jeans and stuff like that
Lmk plsplspslspsl

We would like to trial an affordable, inflatable spa pool in our small back yard to see if we like it.

We were looking at the Lay-Z-Spa Tahiti, because it’s ‚only‘ $650. My understanding is that the walls are too low, hence a pool barrier would be required. For our small garden, that seems a bit much.

Does anyone know of a similar product that doesn’t require additional pool fencing? Eg that comes with a compliant cover?

Thanks in advance!

I forgot to pay for parking on entry and paid before I left, covering the 1 hr 10 mins I'd spent. I still got a fine. I am going to appeal, but if they reject it, are there any measures I can take?

Kia ora everyone,

We’re heading back to Sabulite Reserve for another community clean-up, and we’d love you to join us!

Earlier this month, our volunteers removed plenty of rubbish and bulky items from the reserve. This time, we’re picking up where we left off and working further down the river. You can see the areas we're tackling next, here.

Whether you can stay for the morning or just pop by for an hour, every bit of help makes a difference. It’s a chance to meet some locals and help give this shared space a little care.

If you’re keen to join us, please fill out our quick RSVP form. It only takes about 15 seconds and helps us plan for how many people to expect.

If you have any questions, please post them in the comments of this post.

Thanks to everyone who helped last time — and to anyone thinking of coming along. We’d love to see you there!

Hi. Is there any way to avoid the tax to ship to Australia?
My family recently asked me to buy something for him and ship to Australia. Is there any way to avoid that? Or which courier should I choose?

Thanks a lot.

Has anyone seen Greg Davies out and about in Auckland?

His shows are on Sunday and Monday, so I’m curious if he’s arrived yet or if anyone’s spotted him around the city!

Would love to know if anyone’s had any sightings...

I really wanted to wear cute kitten heels because I feel like they’d look so good with my outfit, but then I remembered Olivia Dean is at Western Springs Bowl and it’s literally a grassy venue. 😭
As much as I want to look cute, I also want to be able to walk around without sinking into the grass or absolutely destroying my feet lmao. So sneakers it is!
Surely I’m not the only one who has to sacrifice a cute outfit idea for the sake of comfort? 😂
Anyway, can we please agree that concert footwear should be a judgement-free zone?
We’re all just here to enjoy the music! 💗

​

Yes, that's what you think it is. Free penicillin if you make it to the St Lukes branch

Social Housing has become a double edged sword for politicians. Spreading social housing actually makes a lot of average Aucklanders very worried, even if publicly they may say they support social housing.

Just to clarify 80% of socially housing tenants are decent neighbours, but there are 20% that make life hell for everyone else.

So a lot of Aucklanders, while they don't want to see fellow Aucklanders on the streets, aren't super keen on having social housing tenants as neighbours. Publicly these people may say they want to see more social housing, but privately they may say 'no where near me'.

If Labour gets into power, by all means build more social housing. But there also needs to be accountability for tenants whose behaviour significantly affects their neighbours and the wider community. That is how you guys lost a lot of Aucklanders last time around.

I'm trying to track down fresh green almonds (the unripe, fuzzy-hulled kind with the soft jelly-like inside, usually available in spring) here in NZ. I've had them overseas and would love to get hold of some.

Has anyone seen them for sale at:

\-Farmers' markets
\-Middle Eastern, Mediterranean, or Persian Specialty greengrocers or online?

Or does anyone grow almond trees and have spare green ones this season? Thanks