r/Zambia • u/Big_Onion_246 • 22h ago
Ask r/Zambia Mum passed away in 2004 when I was a toddler. Decades later, I found out a cousin had her bank card, and my brother and I never received a single thing. How do I find out what she actually owned/left behind?
Hi everyone, I’m 25 (female) now, but my mum passed away back in 2004 when I was very young. Growing up, my younger brother and I were left with nothing not even a piece of her clothing, a photograph, or a keepsake to remember her by. At the time, we were kids, so we had no idea what was happening or how things were handled.
Recently, I found out some very unsettling information: a cousin from her side of the family somehow ended up with my mum’s old bank card. It’s brought up a lot of painful questions and made me realize I have no idea what actually happened to her estate, her belongings, or any assets she might have had.
I am not looking for money or trying to start a massive family war. I just want answers, closure, and maybe even a few small mementos of my mum for me and my brother.
For anyone who has been through something similar or knows the legal side of things:
1. How do I go about finding out if a will was ever filed or if probate was opened after she passed in 2004?
2. If someone took or kept assets (like bank accounts or personal property) without distributing them to her legal next-of-kin (her children), what are our rights, even this many years later?
3. Where can I start looking for official records regarding her estate?
Any advice or guidance on how to navigate this gently would mean the world. Thank you.