Isn’t this something I had to authorize or is it automatic?

Did not authorize stock lending but now I have a few cents returns from stock lending in managed and non registered accounts for the first time ever today.

Otherwise should I want this? can someone explain?

Man, did you guys really ruin it for your chequing account customers. Sure, the MasterCard was also technically "prepaid", but this thing can't even be used by the Apple Store at this point... I never thought I'd see the day.

I guess it's back to the old banking system for me, because frankly, I'm not sticking around with a "bank" who's too fixated with trading that they have ultimately the rest of us to fly a kite!

Very disappointing.

I've noticed this the past couple of months. My actual statement balance is over $2000 but the auto "Select" option is lower. The PDF is correct; the amount showing on the interface is wrong.

I almost just selected Statement Balance out of habit rather than checking the amount. Be careful when you are paying off your balance.

Long story short, I did a SWIFT transfer from a Chinese bank to WS. When I did UETR tracking, it says it has arrived at RBC, but I haven't received any money in WS yet. I tried contacting their support and they would email me but still hasn't. I am very concerned and wonder if there is anything I can do...

I've had many cards in the past with various benefits. Each of the good ones had a yearly cost and decent benefits. Currently I carry the Amex Reserve Aeroplan card. The Costco MC with cash back. A BMO MC with cash back. And the WS Visa.

As far as overall value the WS card is the winner for me.

BMO - $100/year. The BMO card is annoying. I have to now apply cash to precious purchases to redeem. I hate it and barely use it anymore. It will be cancelled soon.

Amex - $700 per year staring next year. The Amex Reserve is great for earning Aeroplan points and has nice perks like a free checked bag, louge accessz zone 2 boarding, and stays reward points that can help you achieve star Alliance status. However it's very expensive and if you don't travel all that much the perks aren't all that useful. $700 goes a long way to making an airport experience better if you only fly a few times a year. I will probably cancel this card when my current year is up in February. The shitty part is this card has a companion pass you can get that you earn once a year but only after you pay the fee. The pass itself is of moderate value imo though.

CIBC Costco MC - No fee. Cash back is good but you only get it once a year and you have to go to Costco to redeem. The process is easy but why do I have to physically go get the money and why just once a year? I'll keep this one as Costco only accepts MC and it's free but it only gets used at Costco.

WS VISA Infinite - no charge - the benefits for this card such as insurance and the like is very similar to my Amex. The cash back is very similar to my Costco MC expect you can get it when you want with no physical store visit. It has become my favourite card and unless something big happens that won't change.

Anyway not a huge detailed analysis but just the general observations of someone who charges about $30-40K per month on my various cards due to work stuff.

Edit - Fixed WS MC to WS VISA...oops

Has anyone notice that Apple tech has disappeared from WS marketplace.

At least for thr core clients, not sure about premium or generation clients.

Has anyone able to switch off thier options level, I accidentally turned the level 4 and I thought it's like Questrade system you can turned it on and off when ever you want .

I do alot of CSP'S and now with level 4, it's letting me do naked puts and calls which I don't like.

What’s the offer currently for the 10% cashbsck promotion. The limit was you earn was 500 for 5k in purchases within 30 days. I earned more than 500 and I’m still stuck at 10% is it a glitch or a better offer?

How do i deposit or cash a USD cheque? (From IRS)

I initiated a wire transfer from a US financial institution to Wealthsimple on August 28. The money has neither arrived nor been returned.

I've contacted Wealthsimple support repeatedly since September 9 and provided everything requested. Support has been useless: no resolution, no meaningful updates, and no clear ownership of the problem.

The sending bank has attempted to recall the transfer three times, but the intermediary bank says Wealthsimple hasn't responded to its requests.

My money is still missing, and I'm getting nowhere with customer support.

Has anyone dealt with this? How did you get your money back? Is there an escalation process or a formal complaint route that actually works?

Kinda new to WS. I always thought that when you lock your chequing account (both physical and digital card), no funds can ever go out.

I recently made a bill payment to pay a credit card monthly statement while my chequing account was locked and it went through without me unlocking the chequing account card first.

Is that not supposed to happen?

I tried a few times to do an ATM withdrawal using the new prepaid visa card and it kept declining.

I finally talked to a rep, and they told me to use the credit card option instead of the chequing option and it worked.

Just in case anyone else has the same issue, hopefully it helps avoid a long phone call.

I read it does not work everywhere and mobile provider seem to hate prepaid, but does the new Wealthsimple chequing prepaid visa work on Fizz? Thanks

Are you guys able to trade E-Nano’s ? They come up in the search bar, but when I enter the order they don’t execute. It says order rejected. I can trade Micro and e-mini fine.

Hey everyone, starting to stress a bit. I switched my direct deposit to Wealthsimple about a week ago and tomorrow (Friday) is my first payday with them. With my old banks I'd get it Thursday around 10:45pm (NBC) or Friday around 4-5am (CIBC). It's Thursday morning and nothing has posted yet.
For those of you who get paid on Fridays, when does your pay usually show up with Wealthsimple?

I don’t really use it but I have to see it everyday. Help please.

Can i just say, i was super hesitant on how the wire for my deposit would land at the seller brokers brokerage today...but omg it was super easy. I was getting a little scared when I initiated at 9am this morning because it didnt appear to be moving or doing much but by 3pm-ish, it was sending and fully sent off by around 430pm! Status says completed. So so easy, only $15 and i didnt have to go into the branch. This is the future!!!

Wealthsimple partnered with a few companies to provide a $10 credit if you use your wealthsimple card.

Anything worth getting for $10?

Someone please explain why the 'Highest Monthly Deposit' strike is no longer visible on the app, and also let me know how many times we have accessed the app?

Hello,

I was hoping to get some clarification on this recent promotion. The scenario is:

Net deposit: $5000 in Jan 2026. Qualified for the (un)real deal promotion, picked 3% for 60 months. Promotion is over.

New deposit: $5000 in October bank transfer. New total in savings account is $10000. The other bank offered better savings rate so I withdrew $5000 back to the same bank.

Now WS sent me an email saying I withdrew more than the 20% buffer and to redeposit $4000 which is within the 20% buffer. This makes absolutely no sense because the deposit was AFTER the promotion was over. My net is still above $5000. Help me understand their logic or am I missing something? Still waiting for a specialist to get back to me but even a fifth grader would be able to figure this out.

Looks like the WS Visa Cash back store now charges tax when trying to redeem the cash back for any of the products such as Apple or Monos etc. This must have changed today because up to yesterday, it wasn't showing the tax.

Has anyone else noticed that the household net worth calculation is adding your credit card debt to the total net worth?

I'd have expected it would have either ignored that in its calculation OR subtracted it from the total net worth.

Hey, so I don’t make a post much like this as I am a fan of Wealthsimple for a while now.

However I am getting charged for genuinely no reason, and just randomly got charged 44.32.

there’s no charge in the recent statement saying I got charged for that much. And this happened twice now.

Why do I need to pay 460.65 when my statement is 344.81? Beyond me.

This is a separate card from visa infinite but another card released by Wealthsimple.

a client from italy transferred me my payment (i use WS) and it’s been over 1 week almost two that the money still doesn’t hit the account. Same company sent me when I used RBC it was overnight. Was wondering if this is normal and if I should contact anyone