This confirms that even if it’s on acmi. The phone’s full amount is counted.

My Apple ID was compromised after I was robbed, and the trusted phone number and account information were changed. I no longer have access to the Apple ID or the trusted phone number.
My Apple Card account is still open, and I recently received a replacement card because my previous card expired. However, I can’t activate the new card without access to my Apple ID.
I’ve contacted Apple and Goldman Sachs multiple times, but I’ve been told there’s nothing they can do.
Has anyone experienced something similar and successfully regained access to their Apple Card without closing the existing account and reapplying? I’d really like to keep my current account rather than lose it and have to start over.
I’d appreciate hearing from anyone who has actually been through this and found a solution!