💰 LOANS AVAILABLE — PLEASE READ BEFORE COMMENTING
I’m currently offering 5 loans of $30 each to qualified borrowers.
My goal is to establish long-term lending relationships with responsible borrowers who demonstrate reliability, consistent communication, and successful repayment history.
LOAN TERMS
Loan amount: $30 (fixed)
Available loans: 5
Repayment amount: Negotiable and mutually agreed upon.
Repayment date: Based on verified payday and ability to repay.
U.S. borrowers only.
No upfront fees.
BORROWER REQUIREMENTS
Reddit account preferably at least 1 year old.
Exceptions may be considered for accounts 6+ months old with genuine activity.
Organic posting and commenting history outside lending subreddits.
Clear and reasonable explanation for the loan.
Verifiable income and confirmed repayment date.
No undisclosed outstanding loans or unresolved defaults.
Previous successful repayments preferred, but first-time borrowers are welcome.
VERIFICATION REQUIREMENTS
All selected borrowers must provide the following privately:
Valid government-issued photo ID (sensitive numbers may be covered).
Selfie holding ID and a dated handwritten verification note.
Recent paystub or other verifiable proof of income.
Confirmation of next scheduled payday.
Verification of payment account ownership.
Previous completed loan links, if applicable.
Additional documentation may be requested when necessary. Please do not post sensitive information publicly.
PRIORITY FOR REPEAT BORROWERS
Borrowers who successfully complete their loans will receive priority consideration for future requests and may become eligible for larger, prearranged loans.
I’m particularly interested in building a dependable network of returning borrowers.
HOW TO BE CONSIDERED
Please comment with:
Your proposed repayment amount.
Your repayment date.
A brief explanation of why you need the loan.
I will review applicants individually and contact selected borrowers directly. Please do not send unsolicited DMs.
All loans are subject to verification, mutually agreed terms, final approval, and applicable lending requirements.
Thank you!

Hi! I recently got nominated for a scholarship to a university which has a total application fee of $210. I have managed to arrange the rest and only $40 is remaining and the deadline is tomorrow (16/10) so I'd be glad if anyone could help

I can also forward my mail if anyone is willing to help but wants the proof :)

$20 loan for fuel with expected repayment of $30 on 10/19/26. Please confirm u/Grand_Distance_5616

Borrower: u/Lanky-Measurement-27

Amount borrowed: $250 AUD

Amount repaid: $400 AUD

As a first time lender, I found them really nice and easy to deal with.

Original post was taken down due to incorrect date format (my bad).

u/The_Dark_Siren

Prearranged loan with u/Logistix1

Terms are $3000 for $4050 by 12/30/2026.

Monthly payments of $1350 to be made on 10/29, 11/27, and 12/30.

Prearranged loan of $60, repayment of $75 on 10/22/26

(Pre)Prearranged loan with u/GGARBAGE, $50 for $55 on 10/21

Hi Everyone, this is my first time posting so let me know if im not doing it 100% correctly. I am looking to pay my internet bill that is due today and it is the very last day I have. I have tried all other options first before here. I get paid on the 1st and can send it ASAP. I can provide whatever documents or proof you need to verify. Thank you for your time to read this its much appreciated 🙏

Hey, I switched from temp to permanent at my job but that unfortunately made me split hours and leaving me short on rent for this month.

Hi there, I have had loans in the sub before and have paid on time. My recent lender is retiring hence wanted to make a post. Usually, I pay out on a fortnightly basis however for the above I will repay back in 11/11 in full. I have a family situation back home and require the amount. I can provide the requested document for verification, thank you!

I need financial help for food etc. For the rest of the month, thank you.
Or maybe someone has tips on how I can still earn money
Thanks

need to have gas money for my daughters appointment coming up on friday things have been kind of tight recently.. anything would help thanks guys :)

Gas to get me thru Friday,

Can verify income and ID 😁

I only have chime Apple Pay and cash app but I have a Tik tok with 14k followers, I can show my license ect.. i would like to build history

Hi,

I need €50 for food till next salary.

I'm searching for someone who can borrow me that money and I can repay in 1 week.

I can send any proof like paycheck or id if needed.

i have an upcoming trip but my check won’t get here until two days after :(

Hello! I am coming here for help after being recommended by a friend. Just looking to get some groceries before my pay hits tomorrow. Can verify ID and income as well as proof direct deposit will be here tomorrow.

TIA

Hi guys! Want to gain reputation also! First this is the same description as my last requests! I just wanted to keep lowering the amount so hopefully I can build some reputation! Willing to pay double the amount or whatever sounds fair for the first time! Just want some REP! Just wanted to share a little about my story full time student full time working but these last 2 weeks have been midterms and I had to drop a couple shifts. I am paying for everything myself (rent groceries toiletries) and I’m just a little short for all the extra food and toiletries. If someone could help me out that would be SO appreciated LIKE VERY! I can verify my ID paystubs for ANYTHING. I also want to build my reputation on this sub! So I’m requesting less hopefully someone would take a chance on me!

I'm in need of 50 dollars for my son to get his medicine he has cancer anyone willing to help i promise I'll pay back no matter what