r/BorrowNew • • Aug 21 '26

Meta New Rule Changes

70 Upvotes

Hello BorrowNew community! Two new rules have been added to the rules list for the sub. Please review them below. In addition, the reminder about the loan stacking policy has been placed here as well. Thank you!

Profile Curation (Hidden profile content)

A profile for a borrower/lender must not be curated to hide content after a loan has been issued or while a loan is active. Though there may be extenuating circumstances, hiding content on a profile has potential for abuse where existing loans are not clearly seen by interested parties. A profile may be curated (hidden) prior to seeking a loan on BorrowNew but lenders reserve the right of refusal.

---

Loans Available Posts for Verified Lenders Only

Posts with "Loans Available" flair will be only be approved for lenders which are verified (Bronze or higher tier).

---

Loan Stacking Approval

If you are stacking a loan, the first comment in your new request post should be from your existing lender giving approval for the additional loan. Saying “I’ve checked with my lender and they approve” is not acceptable.

The new loan cannot occur until the existing lender comments approval.

Reminder, this is bannable if not followed.


r/BorrowNew • • Apr 09 '26

Verification Templates are now available, and new tiers are easier to achieve.

40 Upvotes

After reviewing the verification requests for a few months, I am choosing to reduce some of the harder to obtain benchmarks and encourage higher flairs to be more readily achieved. The sticky post has been updated to reflect these changes and include the new verification templates.

Below are the updates to our requirements.


Lender Requirements: Less unique borrowers required:

Gold: 20 -> 15

Platinum: 30 -> 20

Ruby: 40 -> 30

Sapphire: 50 -> 40

Diamond: 100 -> 50

Total amount lent is unchanged at each tier.


Borrower Requirements: Total loans repaid required.

Gold: 20 -> 15

Platinum: 30 -> 20

Ruby: 40 -> 30

Sapphire: 50 -> 40

Diamond: 100 -> 50

Total amount repaid is unchanged at each tier.


Verification Templates:

To create your own copy of this document simply use

File -> Make a Copy

Then substitute the template rows out for your own data.

Lender: https://docs.google.com/spreadsheets/d/1HnkcXtg7pNYsu5uEWd5YqUF9w5HDsSSaowLK8g1WI0M/edit?usp=sharing

Borrower: https://docs.google.com/spreadsheets/d/1ga6bPmsdlC8ZBVCDqLXKCucyvPpjMs2q6LUW-FNiXV8/edit?gid=1829969346#gid=1829969346


r/BorrowNew • • 6h ago

No Longer Needed $15, handout needed, tx PayPal or venmo

9 Upvotes

Hello, just need $15 to get a few 5 packs of ramen to make it to payday. I have PayPal or venmo. I appreciate y'all, thanks in advance.


r/BorrowNew • • 57m ago

Prearranged Loan [PRE] $225 with Tight_Tomatillo_172, repay $300 on 10/28 Prearranged Loan

• Upvotes

r/BorrowNew • • 9h ago

Meta Watch out for Big_Nelly15

13 Upvotes

He’s scamming people in DMs. Just thought I’d give everyone a heads up.

Edit: Big_Nelly215


r/BorrowNew • • 41m ago

Prearranged Loan [Pre] $50 to repay $65 10/17 (paypal) u/ DancinginHyrule

• Upvotes

$50 u/DancinginHyrule repay $65


r/BorrowNew • • 4h ago

Prearranged Loan [PRE] with u/Electricalday7324 $90 for $135 on 10/30 via venmo

3 Upvotes

prearranged loan via DM


r/BorrowNew • • 1h ago

Loan Needed $80, CA, Repay $100 on 10/23, Paypal / Venmo, Phone Bill and Bus Fair

• Upvotes

My car is in the shop for an under warranty repair. I’ve spent most of my money for DIY mechanical repairs and I’ll need some help with paying my phone bill plus next week’s transportation to and from school. This eighty will help me IMMENSELY. I have one repaid loan on /loansharks and I’m hoping someone here can help. Thank you. 😭


r/BorrowNew • • 4h ago

Prearranged Loan [PRE] W/ SoyelSanto for $150 will repay $220 on 10/30.

3 Upvotes

r/BorrowNew • • 2h ago

Loan Needed $30 OR, repay 40$ on 10/28 paypal/cashapp/venmo looking to borrow for gas money

2 Upvotes

r/BorrowNew • • 13h ago

Unpaid Unpaid u/itsohjaymf $925/$1125 due 9/22

15 Upvotes

This was his second loan with me and for some reason he decided not to pay and block me. He is still active on reddit trying to buy and sell players and pokemon cards so who knows what going to happen to those people.

Profile
Loan


r/BorrowNew • • 5h ago

Loan Needed [REQ] $100 repay $125 on 10/19 for gas/internet (FV, CA) Venmo/Zelle

3 Upvotes

Hello again, asking for some help to get me through the week. Apologizing for my low karma and not much usage on this app if that is worrisome for some lenders. Just looking for a small loan and pay back next Monday 10/19. I understand not many people feel comfortable lending to a stranger but if you are interested in getting to know me I will be more than happy to explain my situation. Thank you again for this group, I hope to contribute just as much when I’m back on my feet.


r/BorrowNew • • 5h ago

Handout Needed $20 handout needed, MA, paypal, venmo

3 Upvotes

Have a job interview tomorrow and could really use some help with uber/cab fare to get there...already had to reschedule it and am really hoping to be able to get there...don't have any income until next week and am really hoping for some help. Best to you all!


r/BorrowNew • • 8h ago

Unpaid [Unpaid] u/SeirraNevaddda $150 repay $200 10/02

5 Upvotes

u/SeirraNevaddda

First time borrowing with them, but they defaulted on their loan here. An extension was granted until the 14th.


r/BorrowNew • • 5h ago

Loan Needed [REQ] ($120) (#Anaheim, CA, USA) (Repay $155 on October 21, 2026) (Zelle/Paypal)

3 Upvotes

Trying to avoid overdraft fees I’m very consistent and on time you can look me up! Thank you


r/BorrowNew • • 7h ago

Prearranged Loan [PRE] with u/Logistix1 $120 repay $150 by 11/8/26, Paypal

4 Upvotes

r/BorrowNew • • 13m ago

Loan Needed [REQ] $300, FL, Repay $400 on 10/23/2026, Zelle preferred. Looking to borrow until payday next Friday. Please!

• Upvotes

Got a new job and the bills piled up!!!!


r/BorrowNew • • 14m ago

Loan Needed [REQ] £30, UK. Repay £30 11/03. PayPal. Looking to borrow for food and essentials.

• Upvotes

Started new job and need some bits for kids/myself to tide me over until my first wage. Thanks.


r/BorrowNew • • 31m ago

Loan Needed [REQ] 300$, repayment 350$ on 11/12, PayPal/Cashapp, Need this asap for my beach trip to pay for extra expenses.

• Upvotes

r/BorrowNew • • 47m ago

Loan Needed [REQ] $30 (Huntsville,TX) Repay $45 on 10/16 (tonight) PayPal/venmo/zelle for gas/food

• Upvotes

My second job had a client book last minute and I’m needing a loan for gas to get there and back and also for food for today. I get paid between 9-11pm central time and will repay tonight. Thank you


r/BorrowNew • • 6h ago

Prearranged Loan [PRE] with u/LVS36 $500 repay $600 10/26 (Venmo)

3 Upvotes

r/BorrowNew • • 57m ago

Loan Needed [REQ] (Seattle, WA) 20 for 30. Will repay before or by October 27th. VENMO/cashapp

• Upvotes

This would be my first loan. I am looking to establish myself and want to take a loan at a low amount to begin to build history.

I would use the cash to buy some Taco Bell tonight lol, no lies. Can provide all information needed including proof of employment.


r/BorrowNew • • 58m ago

Loan Needed [REQ] ($80) - (#Costa Mesa, CA, USA) (Repay $100 on 10/21/2026), Cash App, Zelle)

• Upvotes

Hi everyone! I’m looking to borrow $80 to help cover a few essentials until my next paycheck. I recently borrowed here and repaid my loan as agreed, and I’m hoping to find someone who can help me out again.

I work full-time and can provide repayment details and verification as needed. I appreciate anyone willing to consider helping me out. Thank you!


r/BorrowNew • • 1h ago

Loan Needed [REQ] (Brooklyn,Ny) 60 for 75. Will repay before or by October 24th. VENMO/paypal

• Upvotes

Hi first time borrowing can increase to 80 if needed, I had an expense come up that has a deadline for tomorrow to be able to proceed with treatment for my dog. I’m short 60 and won’t get paid till the 24th. I have an upcoming fasfa check coming in too and could potentially pay you back faster then the 24th. I know it’s a lot for a first request.


r/BorrowNew • • 4h ago

Loan Needed $50, MD, Repay $60 on 10/18, Paypal, Looking to borrow for food

2 Upvotes

I need enough money for small meals that'll last me up until the 18th which is when I am expected to be paid. I am currently an undergrad.