If you had unlimited funds, what kind of help/purchases would be a game changer?

Considering having more kids and just wondering what kind of help you think would be the most useful with 3/4 kids (especially while pregnant).

We certainly don't actually have unlimited funds but interested to hear what people would do if they did.

Three kids under 8, parttime dental assistant, Boston metro. I meal prep every Sunday, shop sales, buy store brands, and our grocery bill still hit $1100 last month. That's not sustainable on one fulltime and one parttime income. I track every dollar in a spreadsheet and the numbers don't lie. We used to be around $800 before inflation and I can't get it back down no matter what I try. I've already cut convenience foods, buy meat in bulk when it's marked down, and pack lunches for everyone. The kids eat constantly. My oldest two are bottomless pits and the youngest is picky enough that we end up with waste if I'm not careful. I know food costs vary by region but I need real numbers from other families with multiple kids. What are you actually spending monthly on groceries for your household size? And do you have a hard cutoff where you stop buying certain things? I refuse to feed them junk just to save money but I'm running out of ideas that don't involve rice and beans every night. ETA: we already do Costco runs once a month for staples. It helps but not enough.

A family member has several children, half are over 18 and the other half under 13. The older children have said that their parents expect them to contribute at least 80% of their paychecks to the household, and any money that they make goes to the household.

I'm concerned. They have said the mom wants to leave a legacy and have a paid off mortgage, and expects them all to contribute to that because they'll have a paid off house when the parents die (I guess to split began 6 kids??).

I have a large family and know several others with 8-12 kids. The most they ever asked if working children or adults was $4-600/mo which contributed to all the bills, including phones, car insurance, etc. but each one had their own room and a life.

For my children (and extended family like neices and nephews) we offered to match up to $2500 towards a vehicle, so they had to work for that, and anything large (my 8 year old hustled for a gaming device) and if they wanted extraordinary things, they purchased them. We paid for insurance, phones, etc but moving out I wanted them having a paid off vehicle, 3-4 Mos savings in the bank, a credit score of 750+ and a decent job (and hopefully buying a house). To take money to support my home seems bizarre.

It's strange to me to hear a 22 yr old feel like they'll be in trouble from their parents for going to the movies with their own earned money because it will be deemed frivolous. They've also all expressed they don't feel safe leaving the house because they don't believe the younger siblings would be cared for. One of the older young ones said their childhood was horrible, they don't go anywhere, they've never been able to have friends. Makes me want to cry.

So many other things, but I've just said this is not normal and suggested counseling because I don't want to risk being cutting off from anyone.

Am I overthinking this?

Hello!! We bought our house in 2020 right before interest rates started climbing. I’m a SAHM and have 2 girls (4yo and 2yo), just found out I’m pregnant so I’m very (cautiously) happy!!! Because I’m a SAHM, we are committed to staying here until the kids are all in elementary school and I possibly go back to work.

We have a ranch - 3 bedrooms, 1.5 bathrooms, with a fully renovated open floor plan basement. We also have a screened in deck that my husband is redoing to be a four-season room. We’ve been debating what it could be used for… currently his office is downstairs in the basement but thinking he could maybe move back upstairs? Here are some ideas:

1. Office stays in the basement, four season room could be a “bonus” room we could use as a playroom but could also double as extra space for when we have guests/a dining room. Kids 1 & 2 share a room and then the 3rd bedroom my younger daughter is in becomes the nursery for the new baby. This was our original idea.

2. Office comes upstairs to the new four season ro and basement becomes playroom (just a note: basement is huge. 700-800sqft). Kids still share a room

3. Office comes upstairs to the 3rd bedroom and all 3 kids share a room (eventually, obviously baby is with us in our room for awhile). Four season room or basement could be a playroom/bonus rooms

New ideas welcome. This is me speaking from a very cautious optimistic viewpoint as I’ve had 2 chemical pregnancies so I’m anxious about being pregnant rn. Excited, but anxious.

Either way, we plan on kids sharing rooms. Just looking for advice on functionality for our ranch home!! We’re so lucky and so grateful to have that extra space from a huge basement so just trying to make the most of it!

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