r/FinancialCareers • • Jan 24 '26

Megathread 2025 Compensation Megathread

139 Upvotes

New year, new salaries, new jobs. Got a new job offer, internship, or want to share your current salary details with the community? Post it below! Or say hello to others who are introducing their line of work here.

If you're new to the community, don't forget to assign yourself a user flair to highlight if you're a student or in what field of finance you have experience. (How do I get user flair?)

As a reminder, please respect people's privacy and personal information. Avoid unsolicited DMs--we recommend having discussions in the community so everyone can benefit from reading and weigh in.

Use the below post template as a starting point, but feel free to add more information/context if you think it would be helpful!

Post Sample Template:

  • Age / Gender
  • State / Country (if outside of US)
  • Job Title or Specialization
  • Years of Experience
  • Salary / Bonus / Total Compensation

Looking for post examples or want to browse through older posts? 

2024 Compensation Megathread

2023 Compensation Megathread


r/FinancialCareers • • Dec 27 '19

Announcement Join our growing /r/FinancialCareers Discord server!

327 Upvotes

EDIT: Discord link has been fixed!

We are looking to add new members to our /r/FinancialCareers Discord server!

> Join here! - Discord link

Our professionals here are looking to network and support each other as we all go through our career journey. We have full-time professionals from IB, PE, HF, Prop trading, Corporate Banking, Corp Dev, FP&A, and more. There are also students who are returning full-time Analysts after receiving return offers, as well as veterans who have transitioned into finance/banking after their military service.

Both undergraduates and graduate students are also more than welcome to join to prepare for internship/full-time recruiting. We can help you navigate through the recruiting process and answer any questions that you may have.

As of right now, to ensure the server caters to full-time career discussions, we cannot accept any high school students (though this may be changed in the future). We are now once again accepting current high school students.

As a Discord member, you can request free resume reviews/advice from people in the industry, and our professionals can conduct mock interviews to prepare you for a role. In addition, active (and friendly) members are provided access to a resource vault that contains more than 15 interview study guides for IB and other FO roles, and other useful financial-related content is posted to the server on a regular basis.

Some Benefits

  • Mock interviews
  • Resume feedback
  • Job postings
  • LinkedIn group for selected members
  • Vault for interview guides for selected members
  • Meet ups for networking
  • Recruiting support group
  • Potential referrals at work for open positions and internships for selected members

Not from the US? That's ok, we have members spanning regions across Europe, Singapore, India, and Australia.

> Join here! - Discord link

When you join the server, please read through the rules, announcements, and properly set your region/role. You may not have access to most of the server until you select an appropriate region/role for yourself.

We now have nearly 6,000 members as of January 2022!


r/FinancialCareers • • 2h ago

Off Topic / Other Bankers and consultants: how comfortable are your dress shoes by the end of a long day?

8 Upvotes

Hi all! I’m an engineering student working on a design project about formal shoe comfort over long workdays. If your job still involves dress shoes, your input would be really valuable.

  • 5 minutes, completely anonymous (no names or emails)
  • Pictures of each shoe type included, so you don’t need to know the names
  • Find your shoes comfortable? Your answer counts too, because it shows what works
  • 18+, any gender, any country

Survey: https://tally.so/r/9qLvoG

Thanks a lot!


r/FinancialCareers • • 2h ago

Breaking In Could jobs think I’m not real

6 Upvotes

Hello, My name is an emotion….like a very basic positive emotional state name. A name where if I told you, you would ask me if I just said my name was xyz lol….Could it be possible when a firm seems my name on an application they would think I’m a scam or something?


r/FinancialCareers • • 6h ago

Career Progression Still trying to break into Credit/commercial banking

10 Upvotes

Hello I’ve posted here in the past regarding breaking into commercial credit. I’ve been trying to break in since graduating with bachelors in finance two years ago. I worked full time (most times 60 hr weeks) during college so no previous internship experience. Opted to get an into retail and eventually a licensed development program which I am now with a BB. Any advice outside of the usual internal stuff?


r/FinancialCareers • • 4h ago

Breaking In 264 finance and accounting internships open now at 195 US firms (updated weekly)

8 Upvotes

pulled straight from firms' own career pages, not linkedin:

https://github.com/mehek-builds/Hiring-Now/blob/main/lists/finance-internships.md

- 264 internships at 195 firms: Raymond James, Piper Sandler, TIAA, MFS, Fifth Third, TD Bank, the Federal Reserve, RSM, Plante Moran, Guardian Life and more

- 124 accounting, plus corporate finance, FP&A, IB and quant

- 58 posted in the last week; 70 at employers with a visa sponsorship record

rebuilt every monday.

comment which area you're looking for (IB, accounting, quant, corporate finance) and i'll send you a list for it.


r/FinancialCareers • • 2h ago

Student's Questions Pursue consulting or take a less demanding job and keep growing an already profitable side business?

2 Upvotes

I’m 21, studying finance and philosophy at a Canadian university

I also run an online content/coaching business.

It has generated roughly US$29k in revenue over nine months, with very low expenses, while taking fewer than 10 hours a week.

I enjoy the independence, although I don’t know how scalable or sustainable it will be.

The two paths I’m considering:

  1. Commit to a prestigious long hours job

Aim for the strongest job I can get, like VC, Consulting or Corporate Banking

My concern is that working long hours would leave little energy for the business. I’m comfortable working hard, but there’s an opportunity cost when something I’ve already built is making money.

  1. Take a role with more predictable hours and grow the business alongside it

Target corporate strategy, business analyst, wealth/asset management, or related roles. Ideally, I’d build useful experience and earn a stable income while retaining enough time to experiment with the business.

The risk is that I could sacrifice valuable early career development for a business that eventually plateaus or declines.

These jobs also aren’t guaranteed to have predictable hours.

I’m an international student, so securing suitable Canadian work experience and maintaining a viable immigration path also matter.

Long term, I want financial independence, flexibility, and potentially my own consulting business.

I haven’t secured either option yet

This is about where to concentrate my recruiting effort.

For people who’ve faced a similar choice:

How would you weigh a prestigious job experience against an existing profitable business?

Have you found roles that offer strong learning opportunities and enough energy for a business outside work?

If you chose one path, what did you underestimate or later regret?

I’m especially interested in experiences from people who actually tried balancing both.


r/FinancialCareers • • 3h ago

Interview Advice How does salary negotiation even work?

4 Upvotes

Got the contract (no offer letter first, standard for banks). Now what do I do? “I think x would be more reflective of my experience and value in the market. Would that be possible?” Are they even capable of making changes at this stage given they’ve already made the contract likely had to go through a process of approvals to do so?


r/FinancialCareers • • 19m ago

Education & Certifications Graduate in 3 years, stay for a 4th, or pursue a master’s?

• Upvotes

I’m currently a third-year Economics major with a Business Administration minor at the University of Florida, on track to graduate this spring.
I’m interested in corporate finance (FP&A) or wealth management, but I’m still exploring my options. My experience is limited to one internship at a startup, so I’m concerned about entering the job market without enough relevant experience.
I’m fortunate to have a scholarship that covers my undergraduate tuition, which leaves me with three options:
Graduate early and start applying for full-time positions.
Add a minor and tay a fourth year, and pursue more internships.
Pursue a master’s degree for my fourth year, ideally in finance or a related field, to improve my job prospects.
My main priorities are strong earning potential, job stability, and long-term career growth.
For those working in finance or who have been in a similar position, which path would you recommend? Would a master’s actually improve my opportunities, or would I be better off gaining work experience? If a master’s makes sense, which programs would be worth considering?
Appreciate any advice!


r/FinancialCareers • • 14h ago

Profession Insights Commercial Banking vs Corporate Banking (Toronto)

22 Upvotes

Hey guys, I very recently finished my undergrad, and have a commercial banking and corporate banking offer respectively that I’m trying to choose between in Toronto. Both are at different big 5 Canadian banks

I’m honestly leaning towards the commercial offer. It will pay quite a lot less (I’d estimate roughly ~80k TC vs ~120k TC first year), however I’d probably be averaging 40hrs a week vs 60 in corp banking. This is huge for me. I really value my free time and life outside work. I also don’t have a big desire for anything ‘extravagant’ that you’d need more $ for. (The crux of this though is kids are expensive)

There are two things catching me up though:

  1. A 40k delta which is invested and compounded at ~10%/yr can be a pretty large difference over the long run
  2. The people going into corp banking vs commercial out of grad generally are stronger applicants. Kind of feel like i’m selling myself short by taking the less "prestigious" offer

Not sure how long I’d be able to last though running 60 hour weeks over a long period of time. I feel like jumping right into commercial is the smarter move vs doing corporate for a year or two, likely hating the work life balance, and then swapping to something more chill anyways.

Would really appreciate any comments or thoughts


r/FinancialCareers • • 2h ago

Off Topic / Other Managing a portfolio of commercial clients that has had an enormous turnover of account management

2 Upvotes

I’m pretty experienced commercial lender with 7+ years of experience working in a Canadian Bank.

I knew stepping into the role that the local market reputation has been pretty soured over the past few years and that this portfolio had cycled 4-5 account managers in the last 5 years.

I’ve been struggling with just eating it all. The bank is pretty policy heavy and not agile. Terrified of audit. I had a lot of agency in my previous FI so I could tangible move the needle on stuff so much whereas here I need to delegate to other parties who also have internal capacity issues. These are being addressed but instead of steering the ship I need to rely on others.

Going into it, I knew these were all possibilities but I find a year under my belt it’s still really frustrating and I unfortunately wear a lot on the delays or issues on myself. Additionally where the client experience has been questionable over the years you want to leave a good impression.

Does anyone have tips if they’ve been in similar situations? I don’t mind heavy workloads but I just find my hands constantly tied. I know first year transitions to Banks are not always smooth but I can’t give myself grace


r/FinancialCareers • • 21m ago

Breaking In Girls Who Invest 2027 Decsions

• Upvotes

Just wanted to get a read of the room and see if anyone else have heard back from early Decision. I applied August 9th, with my recommendations being sent August 15th to the SIP. I’m a non-target, POC and am majoring in Finance and Econ with a minor in pre-law.

Most of my background has been in the public sector with only recently moving into finance. I am also recruiting with Blackstone and hope to hear back from them at least by the end of the month. Best guess scenario is I get deferred or put into the online program since I’m “special case” and was allowed to apply to the SIP since I’m a transfer student and next semester I’ll be a sophomore.

Wishing everyone the best.


r/FinancialCareers • • 48m ago

Resume Feedback Resume Review

• Upvotes

Hi all, I live in a city that is not super finance heavy. We have one HQ and a few outposts from large financial corps. I'm hoping to begin applying to other jobs soon. I am trying to target either Fraud Analyst or Credit Analyst. Yes, those are two totally different things. But I'm also pretty young (college graduate soon) so I'd like to try one do it for some time and maybe down the line move into another throughout my career.

Also, just a question to those who have experience in the field. I graduate in December of 2026. But I've began to apply to positions that require a bachelors degree from now. I do disclose it, but should I? Or should I leave it on my resume and not talk about it? Should I lead with my associates degree even though I am damn near completed with my bachelors. Kinda need some advice there, it seems that I am missing positions because of it.

Roast my resume:

P.s. I didn't go to a target school xD


r/FinancialCareers • • 51m ago

Career Progression Any Finance/Excel Experts?

• Upvotes

I have an upcoming test for a grad job I’ve applied for, but it’s super complex and I think it’s way out of my scope - especially with the financial modelling experience and due diligence knowledge.

The company have reached out to me personally that they would like to hire me based on my cv but I need to pass their screening test. Even someone from their HR team have contacted me on WhatsApp to help out with the process. I have a few years of work experience especially within Finance but I think somehow they’ve convinced themselves I know a bit more than I actually do so I’m stressed and looking for help. I’m graduating in 2027 and this is a grad job opportunity. I major in econ, maths & stats so some information I know but with their 48 hour deadline, I’m worried I don’t have enough time to prepare. I usually would just try my best and call it a day but this is a great company with great pay and career progression opportunities.

The job market is so dire and I genuinely want to work for this company so I don’t want to miss this chance. I just need to find someone who is willing to run through a few things with me and help me out.


r/FinancialCareers • • 1h ago

Career Progression Transition from MLO to credit analyst role

• Upvotes

I’m currently looking for work again after being a mortgage loan originator for 7 years. I want to branch out into something different while transferring my skills, so I’m leaning towards a credit analyst role. I want to get out of sales. My previous job was fine, but I really only enjoyed the analytical side of loan origination. My favorite part of the job was scrutinizing financial documents and dealing with numbers. Am I making the right move?

Also I saw a few credit analyst roles mention a CRC certification. I googled it to try to find some study materials on it, but I couldn’t find anything reliable. Can anyone tell me more about it? Is the certification worth it? What is the exam like? What’s the prep for the exam like? Based on my background, would it be a good fit for me?


r/FinancialCareers • • 18h ago

Skill Development How to be successful in banking if I am not well-connected and not from a wealthy background

23 Upvotes

So far in my time I've seen that successful people in the industry are usually already in wealthy families and well-adjusted backgrounds mentally. I'm someone who grew up poor and more humbler household compared to my colleagues who are kids of doctors, lawyers, and successful businessmen.

I'm also a first generation immigrant. I don't even have a car because in this country I'm in, car expenses can add up to over a thousand dollars and I'm just earning 75k annually. I net a little under 2k. I don't know how to play golf, I don't know anything about expensive watches, and I have no knowledge about cars. I can speak english and no other language

I feel left out and inadequate. I feel like I'm a fraud masquerading around clients and colleagues who are millionaires. I seem to have lost the confidence and fire that I thought I had coming into this position that I'm in for a year now.

Is there hope for people with my situation? I just stumbled into this position starting as a teller 5 years ago and just kept working my way up through hard work but I may have already hit a ceiling. I just need some guidance or support because I don't know who to ask for help since it's cutthroat in my role now and I feel hopeless.


r/FinancialCareers • • 10h ago

Student's Questions internship unrelated to my desired field

4 Upvotes

23, currently switching "careers". Finishing master's in International Business and started a second master's in Finance and Accounting (purely for knowledge, my uni is great and I have a weekend study program). I wanted to get more into politics initially but now heading towards the purely financial sector. Focusing on getting relevant knowledge and an international certificate that my uni course gives after completing (ACCA). Last year I got an internship in a bank in a random department (trade finance) and took it just because there were no other options. Finishing it in december so I look for a job and applied to tons of internships. They say they want beginners but my lack of financial skills resulted in getting no responses even via e-mail. But I got one offer - in supply chain in a very big company. Related to int. business so my first major but I don't know if I should accept it. I don't want to collect another irrelevant experience in my CV. I'm 23 and my CV still doesn't show a particular path, it's just a mix of random jobs. On the other hand maybe some experience is better than none. I just wonder if it will benefit me when I finally would be able to apply to my desired audit or advisory positions. What would you do? For context I can afford being unemployed for a while.


r/FinancialCareers • • 16h ago

Breaking In Struggling with recruiting and need advice

11 Upvotes

I'm a sophomore econ major at Columbia recruiting for investment banking. My GPA is a 3.64 (after this semester it should be around a 3.75) and I had a freshman-summer internship at a boutique PE firm.

I have made moderate efforts towards recruiting. I have sent ~25 cold emails to alumni at banks asking for coffee chats and gone 0/25. I have gone to some on-campus recruiting/networking sessions but nothing has come from them. I can massively scale up my efforts now, personal struggle has made me put this on the backburner through September-early October.

I essentially want to know a) how cooked I am, and b) what I can do, if anything, to turn this around.


r/FinancialCareers • • 3h ago

Career Progression Startup made my CV a mess.

Post image
1 Upvotes

I joined a startup straight out of school as one of the first few employees. They gave me a lot of room to experiment, so I took whatever got thrown at me and said yes to every assignment, whether it was engineering, financial research, business development, product or marketing.

Two years in, my CV is stretched pretty thin. I want a remote job paying in dollars, or a move abroad with visa sponsorship, but I think this CV hurts me there. Companies seem to like someone like me, but HR screeners want a specialist.

Honestly I have no clue which path to follow. I passed CFA Level I this year and sit Level II in May 2027, so I could go all in on financial analyst roles. I could also go for AI product manager, or AI implementation and adoption lead, since I’m very comfortable building with AI. Product marketing is on the table too because copywriting comes naturally to me.

If your goal was remote dollar income or a sponsored move abroad, which one would you pick?


r/FinancialCareers • • 11h ago

Interview Advice HSBC ON DEMAND INTERVIEW

5 Upvotes

I attempted for the HSBC on demand interview and got error and couldnt submit the recordings. The timeline is up too

I raised ticket on hirevue portal and have emailed the recruiter regarding the same

Will I get the link again

Have anyone faced similar issue

What can I do

Please assist


r/FinancialCareers • • 10h ago

Education & Certifications MBA or MiM?

2 Upvotes

I just started out with college and wanted to plan out whyether I should go for an MBA or a masters in management to break into IB. I will graduate with a 3 year degree, and I want to get straight into a masters degree right after (in management or finance)
for that I am eyeing the university of Mannheim for a masters in management.
How should I go about this ? I also plan on completing CFA level 1 by the second year of my undergrad
(sorry if thoughts all over the place, paragraph not structured)


r/FinancialCareers • • 23h ago

Breaking In got rejected from every role i've applied to with a strong background & cant get past interview stages (good gpa, top ivy target in U.S)

29 Upvotes

i attend a top ivy target and study economics, graduating in 2028. I have been recruiting for roles seriously since about may and have had no success in getting one. I can never get an interview to move to an offer. I am networking and am doing everything I am supposed to. Resume has no finance experience but a lot of economic policy and quantitative research. People at my school regularly get finance internships without experience. I have been rejected everywhere across consulting, banking, and other roles and it has been so hard for me. I have recieved a total of two interviews at some of the most selective firms: an EB and a top proprietary trading firm. I've been rejected after the first round twice. I am applying to more roles that are all located in my school's city and am not getting anything past OA's. This is weighing heavily on my mental health.

I have thought a bit about my interview experiences and I did struggle in my interview at the trading firm so I am not surprised they rejected me. However, I answered every question correctly for my interview w the EB but did have some delivery issues (messing up words and asking to repeat questions with several parts). It was not a typical role and my resume was unusually aligned to the role. I am trying to get feedback from the EB since the trading firm doesn't give feedback and fix my errors. I am absolutely freaking out and am trying to get a role for summer 2027. Managing recruiting while taking a full course load and facing repeated rejections is really taking a toll on my mental health..I'd really like advice on how to proceed. I just got a rejection and am so sad holy hell.


r/FinancialCareers • • 16h ago

Breaking In Career changer

6 Upvotes

Thinking of switching into finance at 40 as a career change and becoming an advisor and eventually possibly a CFP. Anyone do this before? Whats your thoughts? Would love to hear some experience in the field. I imagine it’s something that can be done even well into age 70+ comfortably


r/FinancialCareers • • 16h ago

Skill Development Canto or Mandarin for Sell-side in HK

6 Upvotes

Hi all, I'm an intl student who's currently a freshman in HKU. One of my biggest concerns as an international is my inability to speak either mandarin or canto, so I've been trying to practice 30 mins to 1 hour every day + tutoring 1x a week basically since I got here.

I'm from the chinese diaspora but grew up in Indonesia and my parents/grandparents never bothered to pass down the language to me apparently, but I do speak a little mandarin even before coming here and can therefore practice with my grandparents once im fluent enough with mandarin.

My biggest question is whether I should focus more on Mandarin or Cantonese. I know speaking both is ideal but trying to learn mandarin alone is already a struggle, so I'm trying to allocate my time as best as possible. From speaking with alumn, they said there are different coverage teams not covering mainland and I could lean into my Indonesian fluency/background to try and cover SEA teams, whereas speaking canto would be a huge plus for my future boss and the interview process for "fit". However, from what I could gather online, these are pretty rare and most of HK banking is still centered around mainland

So, for someone aspiring to break into front office IB which one should I focus on? Also for other roles in finance if i ever change my mind about IB (e.g. pb/am/s&t/banking more broadly)

Any advice/input is appreciated, TIA!


r/FinancialCareers • • 8h ago

Profession Insights How does your company handle the many different type of side letters from LPs ?

1 Upvotes

Hello, that's one of the hot topic these days at my company. I work for an asset manager (that only does active management) and we get a ton of side lettres every year. We are working on a solution to try and automate as much of the reports as possible but I dont really see that working, we would need to create code for all the différent types.

So im curious, how do they do it in other compagnies ? Did you manage to automate this process or is it all manual labor ?