We are a family of 3 with my kid going to kindergarten age. We are not well off but is comfortable right now. But lately, I've been feeling a bit about wanting to taking it easier.

Bit more info: - Mid 30s - 1.1m in stocks (401k, IRAs, and other investments) - Fully paid house worth $800k if sell, or $4k/mo if renting it out.

I know it's not much compared to what I've read in this subreddit lol. But we want to start thinking about whether it's possible.

I had a 5 years visa before as my parents were Vietnamese citizens so I believe I could apply for it again. My parents also have an old house in Saigon, which I guess we could stay or help them fix up.

We could start selling off our regular investment first, and may be sell the house or keep it as a rental.

Anyone done this recently or have been planning? What's your magic number to just call it quit and move?

I'm currently mid 30s and have a net worth of about 550k euro, except about half of that is equity in my home. I work as an accountant and i'm seeing both my employer as well as most of my clients having a bunch of succesful pilots and implementations of AI. Right now it's still early adoption, but we are already aiming to automate most of the work at my employer in 1-2 years. Jobs here would then mostly be reduced to reviewing the work of AI and correcting it, as well small parts of work that can't be fully done by AI yet. I expect the same will happen for most jobs that mostly take place behind computers. First world countries are especially vulnerable due to having a large services sector.

I'm kind of worried for the future. I can wait till everything gets automated away, but unemployment will skyrocket and the value of my house will crash as well. So my net worth could drop significantly if i don't pull the trigger to FIRE early...

I'm perfectly fine doing lean fire in Thailand with about 3,5% SWR on a 600k portfolio, which i can probably reach in 1 year. I'd have a decent pension at my pension age (probably not accessible until 70+), so i'd only need to withdraw a small amount from my leftover portfolio after retirement.

Anyone having similar thoughts? Or am I just too anxious about AI and am i gonna RE too early, making it so i can't fully enjoy my retirement?

Hi All,

Like the title says, asking for a numbers/sanity check.

My partner (37M) and I (36F) are over the grind and want to quit our jobs and move to SEA with Vietnam being our home base. Do the numbers work if we want to quit January 2028?

Understanding there are many other factors to consider but this is just a numbers check so don’t really need add’t comments or questions about visas and health insurance etc. (that will be for a later time!)

The numbers (joint):
Cash/HYSA - $240K
Stocks - $80K
437b Roth - $250K
401K - $210K

My partner also gets ~$2200/month untaxed from the VA and I will be getting ~$1300/month pension starting at 55.

We’ve run the numbers and expect to spend $2000-2500/month in SEA for the majority of the year and spending maybe 2-3 months of the year in the US (where we would not be paying rent).

Do the numbers work? Is there something we are missing/not considering?

We could keep working if the numbers don’t work but if they do then don’t see the point in not doing it.

If we take the chance and fail, so what - we have to go back and work till we’re 50s like we originally planned to anyway.

TIA!