r/CryptoHelp • u/EquipmentOk5137 • 1d ago

❓Question I am the founder of a microlending platform. We help people build credit with very small loans using USDC. Because our loans are so small, we need super low spreads. Because our loans are so small, the volume is small. Avg ticket size is $15. So it's hard to find an onramp offramp. I have tried a lo

I am the founder of a microlending platform. We help people build credit with very small loans using USDC. Because our loans are so small, we need super low spreads. Because our loans are so small, the volume is small. Avg ticket size is $15. So it's hard to find an onramp offramp. I have tried a lot of onramps and offramps, but they become super unresponsive after I spend hours onboarding and doing KYB.

Anyone know a place where I could go to? We are registered. We have all the documentation. We have users. Thanks.

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u/Such-Secret3290 1d ago

the problem you describe is real, small tickets get ignored because the margins are too thin for most providers. have you looked at stablecoin rails that settle in batches instead of per transaction? some of them allow you to aggregate small volume into bigger chunks and then offramp once a day or once a week.

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u/_imjay_ 1d ago

Batching sounds like a good fit for tiny tickets. Worth asking any provider upfront whether the onboarding and KYB cover batch settlement too, so you don’t spend hours and then hit a wall.

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u/Every-Row-3893 1d ago

At that ticket size, fixed fees usually matter more than the spread. Worth asking any provider about minimums and per-transaction costs before spending hours on onboarding.

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u/ImpactSerious4090 22h ago

Reddit is the best way