r/Bitcoin • u/Optimistic-Pie123 • 13h ago
Thinking about investing a student loan with very low interest into Bitcoin between 2027-2029
I'm a university student who lives with his parents, and have almost no expenditures. I also live in a country that offers a student loan with an interest rate of around 2%. I'm sure that Bitcoin in the next couple of years will outperform the interest and give me a solid profit even after paying back the loan. Let's say that I invest 1300 Euros a month for 3-4 years, and pay back a few years later when Bitcoin trades around $300-700k. I'll be able to pay back the loan and keep a good amount of money. It's risky yeah, but I firmly believe that Bitcoin is going to $1M one day in the next 15 years, so I'm not really that worried. The ROI from Bitcoin until 2030-2034 will absolutely outperform the interest on this loan and allow me to pay it back completely while keeping a good amount of money.
Let me know what you think. I haven't made the decision yet or taken out the loan, so that's why I'm asking because I want to hear other people's perspective before I make an informed decision.
