r/SimpleLoans • • May 30 '26

⚠️PLEASE READ!⚠️

27 Upvotes

Hello beautiful users of r/SimpleLoans!

We have made changes to our RULES, PLEASE CLICK HERE! Also our FAQs for Borrowers and Lenders

The main rules changes are...

  • We now allow all payment platforms! You can add CashApp, Revolut etc in your post title.
  • Borrowers NO LONGER NEED to complete their first 5 loans in order to obtain second loans. However, they HAVE TO SECURE APPROVAL from their lender each time additional loans are requested.

In order to be a successful sub, we must continue to adapt to constant change!

If you have any questions or concerns, please direct them to modmail


r/SimpleLoans • • 34m ago

REQUEST [REQ] $65 payback $90 10/28, VIC, Australia (PayPal)

• Upvotes

Gonna try a bit less this time in the hopes someone would be more open to it. I am a first time borrower. Had a really rough week and this would just help tide me over until I get paid. Thank you.


r/SimpleLoans • • 1h ago

PRE-ARRANGED [PRE] (£50) (Cardiff,UK) Repayment £60 22/10 arranged with u/lufap

• Upvotes

Thank you u/lufap


r/SimpleLoans • • 1h ago

REQUEST [REQ] €100 to be repaid on October 28 (Wise) (Barcelona, Spain)

• Upvotes

Hi there, I can provide proof of employment, I have a permanent job at a well-known American multinational online shopping and logistics company :) you know which one I mean. I am a 30-year-old man, due to unforeseen events I am currently experiencing financial difficulties and I am looking for a loan. I am willing to pay 25-30% interest upon payday 10/28


r/SimpleLoans • • 9h ago

PRE-ARRANGED [PRE] ($400) - (#Lewisville, TX, USA), ($450 on 10/22) (Pre-arranged with u/ChassidyZapata)

2 Upvotes

Pre-arranged, thank you!


r/SimpleLoans • • 6h ago

REQUEST [REQ] ($90 CDN - Repay $125 on 10/23/2026) (Montreal, QC, Canada) (Paypal)

0 Upvotes

Just tight atm. To cover food & groceries from now till end of the weekend.

I'm working this coming week. Repaying 125$ by Oct 23 at the very latest. Likely before. I gave myself till end of work week to be safe.

I get paid cash at the end of every weekday. I work manual labour. Sometimes in renovation, construction, landscaping, or moving cases/items. The work varies depending on what my manager needs. I work 8 hours a day. 25$/hour. 200$/day

I can share phone #, ID, e-mail. Whatever works for you.

Disclaimer: I have a current outstanding loan of $85 (repay $120 on 10/19) taken yesterday with joabda__
He has approved the loan stack already.

Thank you


r/SimpleLoans • • 13h ago

PRE-ARRANGED [PRE] with u/yurgkretz ($600) (PayPal) Repay $770 on 11/22/26

2 Upvotes

[PRE] with u/yurgkretz ($600) (PayPal) Repay $770 on 11/22/26


r/SimpleLoans • • 15h ago

PRE-ARRANGED [PRE] with u/yurgkretz ($2500) (PayPal) Repay $655 on 11/15/26, $1230 on 11/30/26 and 12/15/26.

2 Upvotes

Repay $655 on 11/15/26, $1230 on 11/30/26 and 12/15/26.


r/SimpleLoans • • 16h ago

REQUEST [REQ] $123 - Repay $129 on Sat 10/17 (PayPal, Venmo,) - (USA)

1 Upvotes

Hi, I'm Nicole. I'm asking to borrow $123 for my phone bill, which is due today. I don't want to get hit with late fees or have my service cut off.
I've worked in hospitality for about six years.
I got sick recently from my endo and had to take time off work, which put me behind. I'm back on shift Friday and Saturday, so this is a timing problem, and less can I pay it back problem

What I'm offering:
Repay $129 total on Saturday 10/17, willing to do up to 12 dollars extra if you’d rather that as thank you
I can repay earlier if my check lands early
Pay back through PayPal, Venmo whatever works best for you
What I can show you:
My ID, if you want to verify me (by DM only)
Social Media


r/SimpleLoans • • 16h ago

REQUEST [REQ] ($200) ($220 repayment on 10/30/26) (Orange California) (Venmo or Cashapp)

1 Upvotes

Need for some bills and expenses. I have good repayment history


r/SimpleLoans • • 20h ago

PRE-ARRANGED [PRE] PRE-ARRANGED WITH LENDER /u/kirticoaching Loan of $250, repayment of $300 on Nov 05/2026. Second Loan.

2 Upvotes

[PRE]PRE-ARRANGED WITH LENDER /u/kirticoaching Loan of $250, repayment of $300 on Nov 05/2026. Second Loan.


r/SimpleLoans • • 17h ago

REQUEST [REQ] ($100) (Manila Philippines) (Repay $140 Nov 16) (Paypal)

1 Upvotes

This is for transportation expenses and upcoming bills due before my pay in November. I am coming up short due to unforeseen bills last September and it set me back hard, I can send multiple IDs and proof of income and capability to pay on the said date.


r/SimpleLoans • • 18h ago

REQUEST [Req] ($750)-(Saskatoon,SK, Can) Repay $900 on 11/06/26 Paypal G&S)

1 Upvotes

Just looking for some help, had an emergency surgery for one of my animals and it put me in a precarious place with some of my bills. Each payment would be $450 and I would propose 2 payments.


r/SimpleLoans • • 22h ago

REQUEST [REQ] $200, Cleveland, Ohio, Repay $300 by 12/1 (Paypal)

2 Upvotes

Life kinda hit me HARD lately. $200 would help me out, and I can repay $300. It would be like $100-$150 every 15/30-31 when I get paid, paying off by December 1st!


r/SimpleLoans • • 19h ago

PRE-ARRANGED [pre] $450 to be repayed over time. Prearranged with @kirticoaching (Venmo)

1 Upvotes

I have to get the exhaust on my car replaced. Pay back will be $100 on 10.23, 150 on 11.6, 150 on 11.20 and 150 on 12.4. Overall payment of $550.


r/SimpleLoans • • 19h ago

PRE-ARRANGED [PRE] Pre Arranged with u/slashenbash for $200,$250to be repaid on 10/28 Paypal G&S

1 Upvotes

Prearranged with u/slashenbash. $200 to be repaid as $250 on 10/28


r/SimpleLoans • • 20h ago

REQUEST [REQ] ($200)-(Asheboro, NC, USA)(Repay $250 10/31) (PayPal,Venmo)

1 Upvotes

Just posting again because life is not letting up. I’m getting another surgery after a work related injury in the last year. I can negotiate interest and provide the same documentation my previous loan was late; however I do have all proof of why and payments were made not just leaving it. If you’ve even read this far, thanks for the time. 🫶🏻


r/SimpleLoans • • 21h ago

PRE-ARRANGED [PRE] (£330) (repay £400 30/10/2026) (Gloucestershire, England) with u/lufac

1 Upvotes

Thank you so much. I always really appreciate your help 😊


r/SimpleLoans • • 22h ago

REQUEST [Req] $90, payback $150 28/10, VIC, Aus (PayPal)

1 Upvotes

Had my car break down on me today and am going to have to fork out almost my entire pay cheque to get the clutch replaced. Need some money to get a lift to work tomorrow and possibly for some groceries. I can show payslips and ID to prove my next pay date. Any help would be very appreciated.

Sorry mistyped the repay in the post title. Meant to be 130 :)


r/SimpleLoans • • 1d ago

PRE-ARRANGED [pre] PRE-ARRANGED WITH LENDER u/roxykelly Loan of $2000, repayment of $2500 on October 28, 2026

3 Upvotes

[pre] PRE-ARRANGED WITH LENDER u/roxykelly Loan of $2000, repayment of $2500 on October 28, 2026


r/SimpleLoans • • 1d ago

PRE-ARRANGED [PRE]Pre-arranged with lender u/kirticoaching loan of $800, installment of $400 on 11/6/26 and second installment of $600 by 11/20/26

2 Upvotes

Pre-arranged


r/SimpleLoans • • 1d ago

PRE-ARRANGED [PRE] ($200 repay $250 on 10/23/26) (Portland, OR, USA) prearranged with u/MisterWiseGuy_ 💕 🥳 cheers

2 Upvotes

Yeehaw


r/SimpleLoans • • 1d ago

PRE-ARRANGED [PRE] with u/yurgkretz ($100) (PayPal) Repay $120 on 11/5/26

2 Upvotes

[PRE] with u/yurgkretz ($100) (PayPal) Repay $120 on 11/5/26


r/SimpleLoans • • 1d ago

REQUEST [REQ] (£150) (Bristol, England, UK) (Repayment 30th October £200) (PayPal).

1 Upvotes

I moved last month so paid double rent and I’m in danger of ending up behind on bills. Work full time. Can show proof of income and anything else needed. Would appreciate any help, thanks in advance.


r/SimpleLoans • • 1d ago

PRE-ARRANGED [PRE] prearranged with u/mista_rag3r - loan of $1000, PB $1250 in 2 by 11/13

1 Upvotes

$1000 for $1250 by 11/13: $625 on 11/6 & 11/13